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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96422 reviews)

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4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96424)

STOP SPOILING ME!

Paypal trusts me more than anyone else would! Reviewed on: 6th June 2024

Super useful and simple

So useful, means we can buy more ahead of time without losing out on interest. Really simple and straightforward to setup, and no nasty surprises. It really helps to spread payments over a relatively short period of time like this, and also encourages you to manage your finances in a non-daunting way. Reviewed on: 6th June 2024

I use PayPal for nearly everything and feel protecte...

I use PayPal for nearly everything and feel protected buying Reviewed on: 6th June 2024

I always trust payments made by PayPal

I always trust payments made by PayPal Reviewed on: 6th June 2024

Easy peasy

Love that you can spread the cost of things with pre approved credit! No hassle easy to do at the checkout and the money come out automatically Reviewed on: 6th June 2024

Excellent communication and service.

Excellent communication and service. Reviewed on: 6th June 2024

No fuss great experience!

The Pay in 3 experience allows me to get must needed items and spread the cost with no fuss! Its great! Reviewed on: 6th June 2024

Very convenient way to spread costs.

Very convenient way to spread costs. Reviewed on: 6th June 2024

It makes life easier having access to buy and pay...

It makes life easier having access to buy and pay later Reviewed on: 6th June 2024

Its really great only downside for me id having to c...

Its really great only downside for me id having to close my account and having it showing on my credit report for well over 3 months saying I owe money. Cuz PayPal didn’t update the account Reviewed on: 6th June 2024

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