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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96988 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97001)

Easy service and app to manage your money

Easy service and app to manage your money Reviewed on: 7th June 2024

Easy payment plan with no late fees.

Easy payment plan with no late fees. Direct debit which makes for easy payment. Overall a great way for spreading your payment and receiving your purchase Reviewed on: 7th June 2024

Excellent Option

Always liked the pay in 3, easy option to choose from! Reviewed on: 7th June 2024

I use pay in 3 a lot is a great help and easy to set...

I use pay in 3 a lot is a great help and easy to set up will continue to use this on my purchases that are hard to pay in one payment it helps make they unexpected costs be spread over 3 months and not leave you short that month Reviewed on: 7th June 2024

Great alternative to payment installations

Great alternative to payment installations at 0% interest rate Reviewed on: 7th June 2024

Pay in 3 words seamlessly and PayPal’s helped me get...

Pay in 3 words seamlessly and PayPal’s helped me get my money back from a fraudulent seller. Which was also quick and convenient Reviewed on: 7th June 2024

Pay in 3 has really helped when funds are tight and...

Pay in 3 has really helped when funds are tight and unexpected financial difficulties have arisen. payments are easy to see in your PayPal app and very easy to pay off early as well. Reviewed on: 7th June 2024

Good experience however could display more regarding...

Good experience however could display more regarding interest values - the 4 months offer is also very good Reviewed on: 7th June 2024

Great to manage.

Great to manage. Easy to follow Reviewed on: 7th June 2024

It was really good and easy.

It was really good and easy. Good service Reviewed on: 7th June 2024

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