Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 97,552 reviews, last reviewed 10th Jul 2026
507% increase in 5 star reviews
in the past 90 days
470% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026
Lynne R's avatar
Lynne R

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026
Gary 's avatar
Gary

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (97623)

Interest free and safer payment

5
Bought some lights and payed via PayPal credit for a safer payment method in case of bad seller and the interest free credit Reviewed on: 8th June 2024

Never had any issues with PayPal and customer service

5
Never had any issues with PayPal and customer service Reviewed on: 8th June 2024

Great & easy!

5
Only used once but convenient and easy to use. Would use again! Reviewed on: 8th June 2024

I use PayPal almost everyday I like the the pay in 3...

5
I use PayPal almost everyday I like the the pay in 3 as I buy a lot of keys from China this allows me to spread the cost while I sell or use the keys in my business which means I have my money back plus more before I’ve had to pay for them Reviewed on: 8th June 2024

Able to overt disaster.

5
Easy to use, convenient for large purchases. Able to get item immediately and pay for it over 3 months without interest Without this purchase we would have been unable to have been able to provide family with hot meals Reviewed on: 8th June 2024

This has helped me out multiple times.

5
This has helped me out multiple times. Reviewed on: 8th June 2024

Easy to use and quick to sort at checkout

5
Easy to use and quick to sort at checkout Reviewed on: 8th June 2024

Its really easy to set up and great way to pay off t...

5
Its really easy to set up and great way to pay off the cost in 3 payments Reviewed on: 8th June 2024

Very easy to use and convenient.

5
Very easy to use and convenient. I often use pay in 3 for larger purchases which make managing our monthly budget easier. Reviewed on: 8th June 2024

Spread payments with no interest a no brainer .

5
Spread payments with no interest a no brainer .direct debit helps so I don’t forget payment, customer service which I had to contact recently very polite and helpful . Reviewed on: 8th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 176018 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3846 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products