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PayPal: Pay in 3 reviews

4.76
Based on 98,408 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
485% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to work and good for keeping track... PayPal is easy to work and good for keeping track of Reviewed on: 11th July 2026
Emma D's avatar
Emma D

Latest lowest rating:

2

I’ve used PayPal extensively so I know their cs is... I’ve used PayPal extensively so I know their cs is poor Reviewed on: 11th July 2026
Disgruntled's avatar
Disgruntled

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (98424)

Very tops option

5
Well, in uncertain times ref personal finances, Pay in 3 is a masterpiece of ingenuity… most welcome and easy to use, thank you Reviewed on: 8th June 2024

Best customer service and money provider

5
I never had any problems with anything. Paying for items was easy like 123. Customer service is always polite and respectful. Reviewed on: 8th June 2024

Easy way to spread manageable payments

5
Easy way to spread manageable payments and bonus to pay off early if you have the means without paying a penalty. Reviewed on: 8th June 2024

Used the service for years now, the only thing I’d l...

5
Used the service for years now, the only thing I’d love to see is a full crypto market on the app so I don’t have to use other apps to buy and sell on. Reviewed on: 8th June 2024

Excellent service always no complaints would highly...

5
Excellent service always no complaints would highly recommend Reviewed on: 8th June 2024

Pay in three provides a great option for managing pu...

5
Pay in three provides a great option for managing purchases, and PayPal’s customer service is excellent. Reviewed on: 8th June 2024

Very handy

5
Paypal's Pay in 3 option is very handy when you're short on cash at the end of the month by spreading out a payment over 3 months. Though i usually pay it all off on my next pay. Big fan of the Pay in 3 option and has helped me many times. Reviewed on: 8th June 2024

Excellent facility!

5
Pay in 3 has helped me to manage my money better as I am able to spread the cost of items without incurring charges. I like the flexibility to pay early as well. Overall, I am glad to have this facility available to help me manage my finances. I have also found that issues are resolved quickly, which is very helpful. Reviewed on: 8th June 2024

Brilliant Paypal

5
Very quick efficient service, and well protected Reviewed on: 8th June 2024

Happy to be able to spread the cost over 3 months.

5
Happy to be able to spread the cost over 3 months. Reviewed on: 8th June 2024

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