Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96837 reviews)

View other PayPal products

4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (96874)

Less money worries

Makes it easier to pay for bigger purchases and less worry about spending so much money when you can spilt the payment into 3 and this allows for better budgeting as well as means you won’t miss out due to money worries Reviewed on: 6th June 2024

Lots of handy options for credit, and great for send...

Lots of handy options for credit, and great for sending money and knowing I have protection behind me Reviewed on: 6th June 2024

Thank you for helping me making memories and affordi...

Thank you for helping me making memories and affording priceless gifts for my family. Reviewed on: 6th June 2024

Great payment option, easy to manage and very conven...

Great payment option, easy to manage and very convenient. Good to be able to make a payment whenever you like. PayPal payment options have made purchasing easier, safe and convenient. Reviewed on: 6th June 2024

It helps me to effort bigger purchases and don’t str...

It helps me to effort bigger purchases and don’t struggle with money Reviewed on: 6th June 2024

PayPal pay in 3 was so easy to apply and use.

PayPal pay in 3 was so easy to apply and use. It was setup and used within 5 minutes, so easy a breath of fresh air Reviewed on: 6th June 2024

PayPal pay in 3 helps reduce burden of paying in full

PayPal pay in 3 helps reduce the burden of paying full amount on purchases and has been extremely helpful to me. Overall PayPal provides great value to me. The only downside is the low credit limit. Reviewed on: 6th June 2024

Always been a simple & straightforward when using pa...

Always been a simple & straightforward when using pay in 3. Never had any problems with this & it allows for bigger costs to be more manageable Reviewed on: 6th June 2024

Highly rate it

Pay in 3 is so handy its helped me with sudden issues like having to replace stuff in the house that wre usually expensive Reviewed on: 6th June 2024

Great, no issues.

Great, no issues. I use pay in 3 for most of my purchases Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews
Retail finance
from Buyline 4.37 from 26 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 174914 reviews
Payments
from PayPal 4.71 from 3843 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub