Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (92627)

The best way to spread the cost of purchases!

5
I have used Paypal pay in 3 for many purchases and it is very convenient, allowing me a little more time to pay for the purchases I want. I like how easy it is to use, and that it is interest free. It helps me manage my finances better as I can choose to spread out my payments. I also like that Paypal email me every time a payment is due to remind me of an upcoming payment, and I can easily track my payments on the Paypal app or on the website. Overall, Paypal pay in 3 is one of, if not the best finance option out there to help spread the cost of purchases and I would recommend it to anyone who wants to spread the cost of their purchases while keeping in control of their finances. Reviewed on: 27th May 2024
NickP's avatar
NickP

Used pay in 3 few time very quick and...

5
Used pay in 3 a few time very quick and easy Reviewed on: 27th May 2024
P h's avatar
P h

Excellent service

5
I’ve never had a problem, any queries have been answered promptly and communication is excellent. Reviewed on: 27th May 2024
Elaine S's avatar
Elaine S

Easy experience with detailed various offers of repa...

5
Easy experience with detailed various offers of repayments Reviewed on: 27th May 2024
Donna m's avatar
Donna m

This helped me with buying products that I need

5
This helped me with buying products that I need Reviewed on: 27th May 2024
Cornelia c's avatar
Cornelia c

Can't be without PayPal!

4
I have been with PayPal for years now. Only once I went over by a few quid on my borrowing and they were straight on the phone to me, to help me resolve the issue. Borrowing is straight forward - I would only like a reminder on my Pay in 4 as I can be forgetful! Customer Services is informative and helpful. The app is easy to use and I can also receive payments quickly and easily. I trust PayPal and it's security ans furthermore, after years of being a PayPal user, my credit score is excellent. I would otherwise never use a credit card so that's a big bonus! Reviewed on: 27th May 2024
Indi's avatar
Indi

I'm very happy with the paypal is secure and excelle...

5
I'm very happy with the paypal is secure and excellent transferring Reviewed on: 27th May 2024
Aleksandar L's avatar
Aleksandar L

The experience was wonderful.

5
The experience was wonderful. It was easy to use, helpful, quick and accessible. I would recommend it to anyone. Reviewed on: 27th May 2024
Song S's avatar
Song S

Convenient and easy to use

5
Easy to use - you only have to apply once and then the option to pay in 3 is there for all eligible purchases, payments are made automatically with email and app reminders, helpful for spreading out bigger purchase without interest (as long as you don't miss a payment). Reviewed on: 27th May 2024
Kim's avatar
Kim

Recommended

5
Very convenient, protects you privacy, pay in 3 helps with cash flow. Reviewed on: 27th May 2024
Arthur V's avatar
Arthur V

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 170001 reviews
    PayPal

  • Payments

    from PayPal 4.70 from 3829 reviews
    PayPal

  • Credit card

    from PayPal 4.70 from 117 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill