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PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (91556)

Absolutely brilliant.

5
Absolutely brilliant. Giving everyone the option to spread the cost, a lifeline at Christmas and makes it easier to budget, and be able to afford things normally out of single payment price range. So easy to use and to keep track of. Reviewed on: 21st May 2024

Not had any faults

5
Not had a bad experience. No Dealings with pay pal x. Reviewed on: 21st May 2024

THEY CAN DO BETTER

5
They can do better by recognising scammers and not allowing huge payments to just go through. Reviewed on: 21st May 2024

I have used PayPal Pay in 3 a few times, and it has...

5
I have used PayPal Pay in 3 a few times, and it has been a Godsend. I have been able to afford to buy what I need on a low budget, while not having to worry about breaking the bank. Reviewed on: 21st May 2024

PayPal ate great.

4
Handy to have, easy to do use and update. Very good app that's good to navigate around. Different payment options are a good thing also. Lots of good financial advice. Could do with updating their automated phone line. Reviewed on: 21st May 2024

Easy to use and makes repayments manageable

5
Easy to use and makes repayments manageable Reviewed on: 21st May 2024

Excellent quick and efficient service

5
Excellent quick and efficient service Reviewed on: 21st May 2024

a company refused refund

5
I’ve had a company take my money and was refused refund for goods I sent back tht they didn’t receive even after proof of rent was provided. I raised a complaint through PayPal where I originally paid and got my money back. Reviewed on: 21st May 2024

Great and easy to use also Quick and secure.

5
Great and easy to use also Quick and secure. I like that always reminds me when I have an upcoming payment Reviewed on: 21st May 2024

Perfect for spreading things out

5
Perfect for spreading things out, highly recommended Reviewed on: 21st May 2024

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