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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95607 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95619)

It’s a very professional service from start to finish.

It’s a very professional service from start to finish. Reviewed on: 1st June 2024

Easy and helpful.

Easy and helpful. A good way to split the cost. Transactions come out without me having to remember to sort it. I always feel safe using PayPal. Reviewed on: 1st June 2024

Very helpful to buy something and pay in 3 times, fo...

Very helpful to buy something and pay in 3 times, for people with low income it’s a great deal. Reviewed on: 1st June 2024

Great service and easy to use pay in 3 months is ver...

Great service and easy to use pay in 3 months is very easy Reviewed on: 1st June 2024

Good I don’t want to write anything

Good I don’t want to write anything Reviewed on: 1st June 2024

Great experience, great way for those who can’t affo...

Great experience, great way for those who can’t afford straight away. Fantastic service and will recommend to all friends and family Reviewed on: 1st June 2024

Useful for flipping!

Used pay in 3 frequently for purchasing guitar gear (pedals especially), often just pay by pay in 3 then flip the item for more than it cost and pay back the entire amount! Reviewed on: 1st June 2024

Variety of credit options are great

Widespread availability is key for me to using PayPal. The variety credit options are great. Reviewed on: 1st June 2024

I have already used 3 times and the experience was r...

I have already used 3 times and the experience was really nice. It would be more convenient if the payment taken in three months instead of 2 Reviewed on: 1st June 2024

I’ve used pay in 3 a number of times in the past yea...

I’ve used pay in 3 a number of times in the past year and it helps spread the load of payments and makes life a little easier. Reviewed on: 1st June 2024

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