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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93873 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93955)

Excellent service.

Excellent service that lets you buy things that you cannot afford in the moment but can long term. No prejudice they just sort you out and are proper good even if you’re struggling. Never had an issue and used it many times Reviewed on: 24th May 2024

So easy to use and would highly recommend

So easy to use and would highly recommend Reviewed on: 24th May 2024

An easy way to split your payments across three months

It is very convenient to split up your payment into three interest-free instalments over three months. Highly recommend where paypal is available for larger transactions. Reviewed on: 24th May 2024

3 months spending the cost

Spreading my payments over 3 months Let me get little treats for myself. Buying things that are a little more expensive last longer and therefore in the long run is cost effective . We all need little treats. I work hard and the repayment of 3 months let’s me budget and not get overextended. Reviewed on: 24th May 2024

I find pay in 3 very useful

I find pay in 3 very useful, as it helps to spread the cost of purchases over a period. I only ever use it on the zero percent option but their longer term plans are fairly good value too. I can think of numerous purchases I wouldn't have made had it not been for PayPal finance. Reviewed on: 24th May 2024

For when your car gives you troubles

Allows for higher price purchases to be spread over 3 months. Gives the flexibility to keep things like the car going when unforeseen issues occur and parts need ordering. Helps keep the monthly finances at a reasonable level. Reviewed on: 24th May 2024

Trust worthy and comfortable

I trust the process and I have never had a bad experience using this! PayPal is easy to use and you can check all your details are correct before doing anything. Also the security on this is super! Reviewed on: 24th May 2024

Great interface, quick and easy to use

Makes managing finances, quick and efficient Reviewed on: 24th May 2024

Very simple to use pay in 3.

Very simple to use pay in 3. Instant payments. Reviewed on: 24th May 2024

I much prefer to use Pay in 3

I much prefer to use Pay in 3 as I know it’s something I can plan for each month. It’s mega helpful you can see what you owe and when it’ll come out. Reviewed on: 24th May 2024

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