Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (93743)

Pay in 3 is a great way to pay without interest

5
Pay in 3 is a great way to pay for a purchase in full without incurring any extra fews or interest. It is simple and easy to pay off the monthly amounts with helpful reminders sent prior to the payment date. You can also easily contact costumers services if there are any problems. Reviewed on: 24th May 2024

Great experience.

5
Great experience. Easily managed my expenses and can budget very well for a couple of months. Reviewed on: 24th May 2024

Perfect way of spreading costs instantly interest free

5
Perfect way of spreading costs instantly interest free Reviewed on: 24th May 2024

I'd never go back to Klarna after using this method!

5
Easy to use, never feels like I'm going to get caught out with payments and transparency throughout. Reviewed on: 24th May 2024

Very easy service to use , always helpful with any q...

5
Very easy service to use , always helpful with any queries. Great value Reviewed on: 24th May 2024

PayPal credit or pay in 3. It's up to you.

5
For larger items I have the PayPal credit option to spread payments out and make affordable repayments. For lower cost items I have the interest free pay in three options. Reviewed on: 24th May 2024

Very happy about services , excellent communication.

4
Very happy about services , excellent communication. Reviewed on: 24th May 2024

Pay in 3 helps budget things easier in today's curre...

5
Pay in 3 helps budget things easier in today's current economic climate Reviewed on: 24th May 2024

Makes paying for large items easier when split into...

5
Makes paying for large items easier when split into 3 payment's Reviewed on: 24th May 2024

Always happy wkth PayPal, pay in 3 us amazing deal

5
Always happy wkth PayPal, pay in 3 us amazing deal Reviewed on: 24th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 170818 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3832 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products