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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93378 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93508)

Easy to set up, very professional and safe way to do...

Easy to set up, very professional and safe way to do transitions. Reviewed on: 23rd May 2024

Quick and easy to use!

Quick and easy to use! Very clear about the plan that you are setting up. Reviewed on: 23rd May 2024

Spread the cost at no extra loss

It works just as it says. Helps spread the payment - no added cost Reviewed on: 23rd May 2024

Easy but could be better.

Easy but could be better. Customer service is helpful but can’t request for credit limit increases and leaves a hard search on the credit file when applying. Reviewed on: 23rd May 2024

I think pay in 3 is a great idea to spread the cost...

I think pay in 3 is a great idea to spread the cost for families. Reviewed on: 23rd May 2024

Used lots of times and make spreading the cost of it...

Used lots of times and make spreading the cost of items easier for me. Great service. Reviewed on: 23rd May 2024

Always a positive experience

I always feel more secure using PayPal than inputting my bank details to every website. If there’s ever an issue customer services always help get your money back swiftly. Reviewed on: 23rd May 2024

Easy to use app and services.

Easy to use app and services. Accepted at a lot of retailers Reviewed on: 23rd May 2024

Pay in 3 is so convenient.

Pay in 3 is so convenient. I can order something relatively expensive and instead of a large amount coming out of my bank account, 3 smaller payments are not so noticeable. Reviewed on: 23rd May 2024

I've used pay in 3 a few times to cover costs while...

I've used pay in 3 a few times to cover costs while waiting for payday or to just make a cost more managable and have found it quick, simple and easy to use. Reviewed on: 23rd May 2024

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