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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93967 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93997)

Great option to split payment in 3

It was quick to get approved by paypall Reviewed on: 23rd May 2024

Never had a problem.

Never had a problem. Most websites will accept it. Easy to use. Reviewed on: 23rd May 2024

I just love it, so handy for when you need to purcha...

I just love it, so handy for when you need to purchase but are waiting for a million invoices to be paid to you Reviewed on: 23rd May 2024

PayPal pay in 3 is excellent for budgeting

Helps to spread the cost and budget for bigger purchases. Reviewed on: 23rd May 2024

Pay in 3 is exactly what it says it is

Pay in 3 is exactly what it says it is: there are no tricks, no traps, no hidden details to trip you up. It's allowed me to spread the cost of bigger items for gifts and for myself over several paychecks without abusing a credit card and all in one easy to manage and understand place. Reviewed on: 23rd May 2024

Shopping

Excellent service for being able to shop for my family and friends with out worring about paying for things in one go. Brilliant service. Thanks Reviewed on: 23rd May 2024

Pay in 3 helped me a lot

Pay in 3 helped me a lot when i recently moved into my new house, it also helps with Christmas Reviewed on: 23rd May 2024

My 3 year experience.

I've been using Paypal pay in 3 for a little over 3 years now for almost all of my online purchases. It's been a great additive to my purchases without making me feel like I'm spending a lot of money. The 0% interest makes it a steal as well. However, I've had equally bad experience. I've paid all of my "pay in 3"'s on time with no delays, however, a couple months ago, I lost the ability to use it for an unexplained reason. So it's an amazing addition, however, it has its kinks in the form of lack of transparency. Reviewed on: 23rd May 2024

It was quick and easy to use.

It was quick and easy to use. The only thing is I would like it to be accepted with more online retailers. Reviewed on: 23rd May 2024

Have found this very easy in paying for a large amount.

Have found this very easy in paying for a large amount. Spreading the cost over 3 months interest free has been very helpful especially as money is very short at the moment Reviewed on: 23rd May 2024

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