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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94121 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94185)

A convenient way to budget for more luxury items.

A convenient way to budget for more luxury items. Reviewed on: 24th May 2024

Love pay Pal.

I love pay in three, because it lets me shop when I'm low on funds and I can spend more on line than I can in store . Reviewed on: 24th May 2024

I use pay in 3 regularly and it always helps.

I use pay in 3 regularly and it always helps. It us good to have this option to use for large purchase amounts. Reviewed on: 24th May 2024

Fabulous service

It is great experience. I love this way of playing for good Reviewed on: 24th May 2024

Smart money idea

Good in terms of repayments and reminders to keep you on track Reviewed on: 24th May 2024

Pay in 3 with PayPal is great

I have been able to enjoy certain purchases due to being able to split the payment in 3 with PayPal that I may not have if it wasn’t available. I have never had an issue with being accepted to use that service and the ability to pay it in full at anytime between the 3 monthly payments is fantastic and easy to do. Reviewed on: 24th May 2024

Paypal......easier than using your bank!

Paypal is so easy to use, that helps those of us that aren't tech savvy. The *Pay in 3* is a benefit for those larger expenses such as washers or TVs as you can spread the payments and you know where you are with the balance. Plus using Paypal is quicker to use when out and about even if the money is coming direct from your bank using Paypal. Reviewed on: 24th May 2024

Love when i get split a payment without a charge

Love when i get split a payment without a charge Reviewed on: 24th May 2024

I would recommend pay in 3

Pay in 3 allows me to spread more expensive purchases over 3 months without any added interest, the plan is easy to follow with plenty of notice from reminders about upcoming payments, it comes directly out of your bank account as a direct debit so there is no need worry about forgetting to pay it. Reviewed on: 24th May 2024

Has helped me multiple times, usually use it for eme...

Has helped me multiple times, usually use it for emergency events. Reviewed on: 24th May 2024

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