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PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94350)

For when your car gives you troubles

5
Allows for higher price purchases to be spread over 3 months. Gives the flexibility to keep things like the car going when unforeseen issues occur and parts need ordering. Helps keep the monthly finances at a reasonable level. Reviewed on: 24th May 2024

Trust worthy and comfortable

5
I trust the process and I have never had a bad experience using this! PayPal is easy to use and you can check all your details are correct before doing anything. Also the security on this is super! Reviewed on: 24th May 2024

Great interface, quick and easy to use

5
Makes managing finances, quick and efficient Reviewed on: 24th May 2024

Very simple to use pay in 3.

5
Very simple to use pay in 3. Instant payments. Reviewed on: 24th May 2024

I much prefer to use Pay in 3

5
I much prefer to use Pay in 3 as I know it’s something I can plan for each month. It’s mega helpful you can see what you owe and when it’ll come out. Reviewed on: 24th May 2024

Good on buying on eBay products to pay in 3 easy pay...

5
Good on buying on eBay products to pay in 3 easy payments like purchasing a laptop. Reviewed on: 24th May 2024

Simple, easy to use with no drawbacks

5
Generally used it to offset payments, with there being no interest I don't see any draw backs to using pay in 3, great service and never had issues with it. Reviewed on: 24th May 2024

Pay in 3 is useful when I need time to spread my pay...

5
Pay in 3 is useful when I need time to spread my payment to fit my budget. Reviewed on: 24th May 2024

I love Paypal pay in 3

5
I love Paypal pay in 3 because it allows me to purchase more expensive items now and pay for them overtime, so now I never miss the good offers. Reviewed on: 24th May 2024

Super convenient and easy to use

5
Super convenient and easy way to pay and its reassuring using an established brand you can trust Reviewed on: 24th May 2024

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