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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (92663 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (92791)

Quick and easy to use.

Quick and easy to use. HOWEVER lots of scams impersonating PayPal. Reviewed on: 16th May 2024

Always there for a back up

It always helps me when I'm always in a pickle with money, so when I need to spread my payments it makes it really easy to do so and it's really easy to understand, plus also intrest free so that is always a plus. Reviewed on: 16th May 2024

We love Pay in 3!

I’ve used pay in 3 several times for those unexpected baby purchases, a new camera, a new mattress, anything. Reviewed on: 16th May 2024

Makes it easy and clear and quick to buy from multip...

Makes it easy and clear and quick to buy from multiple places Reviewed on: 16th May 2024

Very reliable

Very reliable, I have no issues when using PayPal online Reviewed on: 16th May 2024

Very easy way to pay and the pay in 3 makes things s...

Very easy way to pay and the pay in 3 makes things so much more affordable Reviewed on: 16th May 2024

Easy to use

Easy to use and takes the pain away from having big expenses by breaking them up into smaller payments Reviewed on: 16th May 2024

a fantastic service

after being accepted for pay pal pay in 3, i knew it was perfect as the interest was 0% and it made multiple larger expenses a lot more affordable during a busy period. knowing what the monthly output would be i knew i was still able to pay for these items within my budget as well. it was hassle free and pretty much instant. and it makes a shopping experience easier. it is also really helpful when you get a reminder about the payment that is coming up as it reminds you to make sure it is in your own monthly budgets accordingly. i can't fault the service at all. Reviewed on: 16th May 2024

Very easy

Very easy and quick to use, faultless service Reviewed on: 16th May 2024

Great for spreading the cost.

I love PayPal: Pay in 3 because it allows me to buy the things I want and need whilst still being within my monthly budget. Sometimes payments catch you by surprise but Pay in 3 lets you spread the payment across 3 months which is great when trying to save money. Reviewed on: 16th May 2024

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