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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (92444 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (92627)

Pay in 3 has enabled me to make my money go further...

Pay in 3 has enabled me to make my money go further and as a very short term 'loan' it's soon paid off. It's helped me at a time when finances have been tight as my mortgage and energy bills have risen. Reviewed on: 14th May 2024

Pay in 3 is simple, easy and effective.

Pay in 3 is an excellent way of splitting the cost of a purchase. It's really easy to set up with just the click of a few buttons. I love the fact that you're signing up to a commited payment schedule over three months which means it's easier to manage the repayments. A simple direct debit process means you can't forget to pay the bill on time and the installments mean you're not tempted to let it sit building interest on your account. Reviewed on: 14th May 2024

Easiest way to pay

Easiest way to pay with great interest free options I use PayPal often (wherever I can really) because of the convenience it offers and the option to delay payment for 4 months. The offering of credit it also very reasonable. Reviewed on: 14th May 2024

Been easy to get paid and also split the cost of pay...

Been easy to get paid and also split the cost of payments without interest Reviewed on: 14th May 2024

Would be lost without pay in 3 now days

Would be lost without pay in 3 now days Reviewed on: 14th May 2024

I use PayPal and pay in three all the time when avai...

I use PayPal and pay in three all the time when available and always had a smooth experience and no problems Reviewed on: 14th May 2024

It's never let me down, always helped me out no matt...

It's never let me down, always helped me out no matter where I am or the circumstances and not sketchy to use unlike other apps. Straightforward and very easy to use app with instant transfers and payments. Reviewed on: 14th May 2024

Makes my life easier by spreading the cost and if I...

Makes my life easier by spreading the cost and if I can then pay it off early. App is very user friendly and easy to use and I’ve had great experience with customer services and PayPal refund protection. Reviewed on: 14th May 2024

Very good service when you need to split the bill.

Very good service when you need to split the bill. I used it all the time i need it for a smooth and easy transaction. Thanks PayPal for your services Reviewed on: 14th May 2024

It was easy to set up and I was notified in advance...

It was easy to set up and I was notified in advance when my next payment was due. This helped a lot! I did receive a lot of calls when I missed a payment though. Reviewed on: 14th May 2024

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