Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (93247)

Excellent.

5
Excellent. Pay is 3 is very useful when making big purchases. I love using PayPal as it makes it safer to shop online. I use PayPal in all my transactions as much as possible. It is definitely highly recommended Reviewed on: 16th May 2024

I have been using paypal for years.

5
I have been using paypal for years. Every website that have paypal is always trusted to me. They have lots of ways helping you paying for goods which is excellent for me. Pay in 3 and even paypal credits is amazing, instead of pay for one transaction now I can get many more different things instead of waiting for salary. Would even give 10 star for pay pal pay in 3 Reviewed on: 16th May 2024

The Easy Way To Pay With Split Payments

5
Pay in 3 makes paying for something in split payments easy and hassle-free. Once you have signed up it appears as a payment option in the PayPal checkout for eligible purchases which makes it super easy to use. The fact that you make the first payment at the point of purchase is clever and encourages responsible spending and budgeting. Reviewed on: 16th May 2024

pay in 3 is great

5
I use pay in 3 for large purchases that i know will take a while to arrive or experiences that are happening in a few months of payment and i love the freedom of being able to pay part of my bills closer to the time. It's a great flexible way of budgeting each month Reviewed on: 16th May 2024

Paying in 3 helps spread the cost

5
Paying in 3 helps me buy things I need now and pay them off in instalments without any interest charged. As the payments are made automatically I don’t need to worry about missing any payments. Reviewed on: 16th May 2024

I had no problems at all.

5
I had no problems at all. I had a good experience Reviewed on: 16th May 2024

The star

5
Helpful and stress free in financial matter Reviewed on: 16th May 2024

Allow me to purchase things I can’t afford at the mo...

5
Allow me to purchase things I can’t afford at the moment give me time to come up with the payment. Reviewed on: 16th May 2024

Paypal pay in 3 review

5
Paypal pay in 3 is very good easy to use and a great thing to have, any issues (i have only ever had one) have been sorted out quickly with no problems. Reviewed on: 16th May 2024

Easy and save transfer and payment using PayPal

5
Easy and save transfer and payment using PayPal Reviewed on: 16th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 170425 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3831 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 118 reviews
    PayPal
    View all products