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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (92444 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (92627)

PayPal Pay in 3 allows me to spread out my spending...

PayPal Pay in 3 allows me to spread out my spending over 3 months, allowing me to afford those larger purchases that I may not have otherwise gone for. It also gives you payment reminders well in advance. Reviewed on: 14th May 2024

Very handy to be able to pay in 3 cannot recommend P...

Very handy to be able to pay in 3 cannot recommend PayPal enough. Brilliant. Reviewed on: 14th May 2024

Very helpful for booking holidays

Very helpful for booking holidays Reviewed on: 14th May 2024

It's great!

I enjoy using paypal pay in 3 as it is easier to monitor than other credit apps such as klarna and clear-pay. I find it less confusing and easier to use and therefore, pay off as it notifies me before the money is going out and takes the money automatically. I have been caught off-guard with other apps where I have forgotten to pay in time due to lack of notification or the app logging me out without realising. Reviewed on: 14th May 2024

It's amazing to get option to spread the payment

It's amazing to get option to spread the payment Reviewed on: 14th May 2024

I use PayPal daily and I absolutely love it no probl...

I use PayPal daily and I absolutely love it no problems at all would recommend to everyone! Reviewed on: 14th May 2024

help spread the cost

very easy to use and help spread the cost of larger payments Reviewed on: 14th May 2024

All has worked perfectly, easy to do and seful for...

All has worked perfectly, easy to do and useful for budgeting Reviewed on: 14th May 2024

pay in 3, absolutely great!

I’ve used pay in 3 for a few years now. I’ve never had a problem with it, the payments come out on time, the amount is easily payable and spread well. I try to use pay in 3 at any opportunity that I can as it really does help! Highly recommend! Reviewed on: 14th May 2024

Great customer service after having issues with an i...

Great customer service after having issues with an item I purchased they sorted it out for me Reviewed on: 14th May 2024

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