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PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94037)

The best experience possible.

5
The best experience possible. Issues are resolved promptly and problems with vendors are refunded quickly. Reviewed on: 12th May 2024

Pay in 3 enables me to purchase items I would otherw...

5
Pay in 3 enables me to purchase items I would otherwise not be unable to buy outright…it’s a very helpful method of purchase. Reviewed on: 12th May 2024

Easy to use, helps spread cost wit no interest.

5
Easy to use, helps spread cost with no interest. Very handy Reviewed on: 12th May 2024

Its always very helpful, staff always finds solution...

5
Its always very helpful, staff always finds solutions to your problems Reviewed on: 12th May 2024

Pay in 3 is an easy way to spread out the cost of so...

5
Pay in 3 is an easy way to spread out the cost of something you necessarily couldn't pay for in 1 go. It has made my life much easier. Reviewed on: 12th May 2024

Quick and easy! Great service.

5
Quick and easy, no issues. Refunds to adjust balances super quick. Easy to pay off early if need be. Reviewed on: 12th May 2024

Simple and easy to use.

5
Simple and easy to use. Really helpful for larger purchases and pre approval for pay in 3 was ideal Reviewed on: 12th May 2024

Excellent app

5
Never had issues with this app, I'm confident I never will and I urge you to at least give it a go! Reviewed on: 12th May 2024

Help with budgeting

5
I find it so useful for larger purchases to spread the payments out over 3 months Reviewed on: 12th May 2024

Flexible, functional and vital

4
I've enjoyed the usability and flexibility of PayPal. It has great functionality and is helpful for a multitude of money transfers. Actually it is vital for me. Reviewed on: 12th May 2024

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