Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 95,358 reviews, last reviewed 9th Jul 2026
506% increase in 5 star reviews
in the past 90 days
458% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026
g4sji@btinternet.com's avatar
[email protected]

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026
SC's avatar
SC

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (95389)

Fair with improvements needed

4
Difficult to impossible to make a bane change. Overall for moving money works well Reviewed on: 12th May 2024

Great for bigger purchases that would normally be un...

5
Great for bigger purchases that would normally be unattainable Reviewed on: 12th May 2024

I use pay in 3 to allow me to make necessary purchas...

5
I use pay in 3 to allow me to make necessary purchases and budget Reviewed on: 12th May 2024

Very helpful payment method for big purchases.

5
Very helpful payment method for big purchases. Makes paying affordable over 3 months. Reviewed on: 12th May 2024

Great opportunity to spread the cost of a more expen...

5
Great opportunity to spread the cost of a more expensive item without being charged any interest. Reviewed on: 12th May 2024

Sa safe way to buy on the net.

5
Sa safe way to buy on the net. Pay in 3 instalments is a great idea Reviewed on: 12th May 2024

PayPal Pay in 3 is the most convenient and reliable...

5
PayPal Pay in 3 is the most convenient and reliable service I've ever come across,having your installments paid safely every time Reviewed on: 12th May 2024

Absolutely great way of spreading your payments at n...

5
Absolutely great way of spreading your payments at no extra cost. Reviewed on: 12th May 2024

Great experience, I manage to pay all my bill with p...

5
Great experience, I manage to pay all my bill with pay in 3 option ,not stressed at all. Reviewed on: 12th May 2024

Flexible payment, security & 0% interest

5
Pay in 3 is great because it makes a lot of purchases very accessible whilst providing financial security. Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 172699 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3836 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products