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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95358 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95399)

Pay in 3 makes it a lot easier to purchase items you...

Pay in 3 makes it a lot easier to purchase items you need and not pay the full amount straight away Reviewed on: 12th May 2024

Not really happy with charges or costs.

Not really happy with charges or costs. Reviewed on: 12th May 2024

Good experience throughout Call for some clarification

Good experience throughout Call for some clarification Reviewed on: 12th May 2024

Very easy to be approved and makes larger purchases...

Very easy to be approved and makes larger purchases easier. Reviewed on: 12th May 2024

Simple & Easy to use

I have found PayPal easy to use for making payments and sending money to friends. I can easily track previous payments. I also like the option to pay for something over 3 payments to break up larger cost items. Reviewed on: 12th May 2024

Great service and easy to use.

Great service and easy to use. It’s available on all online stores. Reviewed on: 12th May 2024

I could pay for my course in 3.

I could pay for my course in 3. Excellent for helping maintain the finances in a good way. Reviewed on: 12th May 2024

pay 3 is always helpful for me for my shopping

pay 3 is always helpful for me for my shopping Reviewed on: 12th May 2024

Culdn't be easier to use

Couldn't be easier to use Paypal pay in 3, was easily able to spread the cost of an online purchase and was hassle free when the payments came out. Was given plenty of notice ahead of time when the planned payment was to be coming out. Reviewed on: 12th May 2024

Very straight forward & 0% interest

It was incredibly easy to get set up with Pay in 3. Offers to split payments throughout 3 months instead of weekly or bi-weekly like most others. I also really like the fact there’s no interest on Pay in 3. Customer service is always excellent with PayPal especially if you have any issues with the order. Reviewed on: 12th May 2024

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