Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95358 reviews)

View other PayPal products

4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (95389)

Paypal Great!

PayPal has facilitated many transactions for me for years now. I am grateful to them for being able to provide such great customer service. They started by offering free returns/postage paid which I thought was great however they cancelled the programme Reviewed on: 11th May 2024

Saves me all the time when I’m short of money!

Saves me all the time when I’m short of money! Reviewed on: 11th May 2024

I love paypal ,it helps me manage my fjnances better

I love paypal ,it helps me manage my fjnances better Reviewed on: 11th May 2024

Being using papal pay in 3 for over a year

Being using papal pay in 3 for over a year and find it a great way to budget for bigger items. Easy to use. Reviewed on: 11th May 2024

Used pay in 3 and the pay.

Used pay in 3 and the pay.l In 4 months interest free, never had a problem Reviewed on: 11th May 2024

Pay in 3 is really useful because I can spread thing...

Pay in 3 is really useful because I can spread things over 3 months which makes them more affordable Reviewed on: 11th May 2024

No interest charge for 'pay in 3'

I like the fact that I'm not charged interest for the 'pay in 3' service. Reviewed on: 11th May 2024

Easy to use and set up - more convenient than...

Easy to use and set up - more convenient than my bank Reviewed on: 11th May 2024

PayPal pay in 3 in a great way to pay!!

PayPal pay in 3 in a great way to pay, have used it a lot to purchase things being able to spread the cost over 3 payments is really handy and means we can purchase what we need Reviewed on: 11th May 2024

I like the app and options available especially pay...

I like the app and options available especially pay in 3 which makes it way easier when shopping but you need to work on your customer experience as the wait time is long and I keep getting transferred to different departments as it seems nobody can answer my question Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Buy now pay later
from Clearpay 3.76 from 58 reviews
nextpay
from Next 4.20 from 13 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 172699 reviews
Payments
from PayPal 4.70 from 3836 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub