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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96837 reviews)

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4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96874)

Straight forward, easy & convenient

Straight forward, easy & convenient Reviewed on: 12th May 2024

I have used PayPal for quite sometime now.

I have used PayPal for quite sometime now. I use it to make regular payments. The pay in 3 service helps in budgeting my finances. Reviewed on: 12th May 2024

Easy to use, convenient and helpful

Easy to use, convenient and helpful Reviewed on: 12th May 2024

Amazing always there to help when needed

Amazing always there to help when needed Reviewed on: 12th May 2024

Very easy to set up and manage.

Very easy to set up and manage. Most retailers now use this and is a way of not spending all your money in one go buy spreading bigger payments over 3 months. Definitely make sure you don't sign up for too many and can afford the monthly payments. Best bet is to have the money saved before purchasing and use pay at 3 to spread it across. Reviewed on: 12th May 2024

Brilliant way to purchase without hurting your wallet

Paying with the Pay in 3 is a brilliant way to purchase items without paying everything in full and leaving a hole in wallet so to speak. Reviewed on: 12th May 2024

Pay in 3

Great, let me get items wanted and not be broke for rest of month. Great that it could be done as pay early if money has come into account Reviewed on: 12th May 2024

No fuss, smooth experience always, and great custome...

No fuss, smooth experience always, and great customer service Reviewed on: 12th May 2024

Consumer friendly

Easy to navigate. Any issue resolved quickly. Customer service easy to contact with fast response. Reviewed on: 12th May 2024

Pay Pal Pay in 3

Pay in 3 has been great, spreading the costs over 3 months at Christmas and without interest is great not worrying about it. Then do it all over again next Christmas. Great for any occasion if needed a costly gift. Reviewed on: 12th May 2024

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