Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 96,837 reviews, last reviewed 10th Jul 2026
507% increase in 5 star reviews
in the past 90 days
450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026
CHRIS EMERY's avatar
CHRIS EMERY

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026
DarkSoul's avatar
DarkSoul

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (96972)

Absolutely great way of spreading your payments at n...

5
Absolutely great way of spreading your payments at no extra cost. Reviewed on: 12th May 2024

Great experience, I manage to pay all my bill with p...

5
Great experience, I manage to pay all my bill with pay in 3 option ,not stressed at all. Reviewed on: 12th May 2024

Flexible payment, security & 0% interest

5
Pay in 3 is great because it makes a lot of purchases very accessible whilst providing financial security. Reviewed on: 12th May 2024

Great service

5
I’ve used pay in 3 to spread the gist of purchases to make buying more affordable. It’s easy to apply and quick to check out. Reviewed on: 12th May 2024

It really helps

5
It really helps when you don’t have much money in the bank and need to buy food. I have used it a few times for this especially at the end of the month, would definitely recommend it to anyone Reviewed on: 12th May 2024

Use every month, good for spreading the cost, remind...

5
Use every month, good for spreading the cost, reminders are helpful too Reviewed on: 12th May 2024

So easy to use and the app is easy to view and under...

5
So easy to use and the app is easy to view and understand my data. Reviewed on: 12th May 2024

I use Pay in Three ever few months for small, luxury...

5
I use Pay in Three ever few months for small, luxury, 'treat yourself' items to make the cost seem less prohibitive and more manageable without the risks associates with regular credit options Reviewed on: 12th May 2024

It rocks a lot.

5
It rocks a lot. Like a lot. Awesome. Reviewed on: 12th May 2024

Give you challenge to get the money to pay

5
Give you challenge to get the money to pay Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 175048 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3843 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products