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PayPal: Pay in 3 reviews

4.76
Based on 99,774 reviews, last reviewed 13th Jul 2026
508% increase in 5 star reviews
in the past 90 days
441% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works well for me It is so easy when paying for products etc. and using PayPal credit Reviewed on: 13th July 2026
Shane O's avatar
Shane O

Latest lowest rating:

1

Tell you to apply and then turn you down. Tell you to apply and then turn you down. Reviewed on: 13th July 2026
Brian E's avatar
Brian E

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (100310)

Very easy to set up and manage.

5
Very easy to set up and manage. Most retailers now use this and is a way of not spending all your money in one go buy spreading bigger payments over 3 months. Definitely make sure you don't sign up for too many and can afford the monthly payments. Best bet is to have the money saved before purchasing and use pay at 3 to spread it across. Reviewed on: 12th May 2024

Brilliant way to purchase without hurting your wallet

5
Paying with the Pay in 3 is a brilliant way to purchase items without paying everything in full and leaving a hole in wallet so to speak. Reviewed on: 12th May 2024

Pay in 3

5
Great, let me get items wanted and not be broke for rest of month. Great that it could be done as pay early if money has come into account Reviewed on: 12th May 2024

No fuss, smooth experience always, and great custome...

5
No fuss, smooth experience always, and great customer service Reviewed on: 12th May 2024

Consumer friendly

5
Easy to navigate. Any issue resolved quickly. Customer service easy to contact with fast response. Reviewed on: 12th May 2024

Pay Pal Pay in 3

5
Pay in 3 has been great, spreading the costs over 3 months at Christmas and without interest is great not worrying about it. Then do it all over again next Christmas. Great for any occasion if needed a costly gift. Reviewed on: 12th May 2024

I feel great because I used it to shopping

5
I feel great because I used it to shopping Reviewed on: 12th May 2024

Reliable and safe way to pay online

5
Reliable and safe way to pay online Reviewed on: 12th May 2024

Pay in3 team not able to solve my issue

2
Ive spoken to Pay in 3 team to solve my issue and they were not able to solve it for over 3 months. For some reason i was not able to pay with Pay in 3. Dissapointed Reviewed on: 12th May 2024

It Works For Me!

5
I like PayPal because it allows me to make purchases without putting all of my details on certain websites that I'm not sure about. Reviewed on: 12th May 2024

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