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PayPal: Pay in 3 reviews

4.76
Based on 99,774 reviews, last reviewed 13th Jul 2026
508% increase in 5 star reviews
in the past 90 days
441% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works well for me It is so easy when paying for products etc. and using PayPal credit Reviewed on: 13th July 2026
Shane O's avatar
Shane O

Latest lowest rating:

1

Tell you to apply and then turn you down. Tell you to apply and then turn you down. Reviewed on: 13th July 2026
Brian E's avatar
Brian E

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (100246)

Useful and easy to set up

5
It's easy to set up and interest free Reviewed on: 12th May 2024

PayPal pay in 3 is best plan to pay later

5
Best option to pay by instalments with 0 interest. Been using PayPal pay in 3 from the beginning and never disappoint. I haven't tried other companies as PayPal pay in 3 is perfect for me. Buy something and the cost is divided in 3 payments over 3 months. Simple and plenty of time between payments .. love it! Reviewed on: 12th May 2024

excelent super experience with payPal account

5
excelent super experience with payPal account Reviewed on: 12th May 2024

5*paypal

5
I’ve used PayPal for as long as I can remember ! It’s the safest and securest way to pay - the pay in 3 option is so handy too. Reviewed on: 12th May 2024

Pay in 3

5
Pay in 3 is wonderful , I can use it every time I order online with 0 fees and I save money . Reviewed on: 12th May 2024

Easy to use and security

5
Not only is easy to use, PayPal offers you security when buying something online. I just love this service. Reviewed on: 12th May 2024

Great safe secure way to shop online.

5
Great safe secure way to shop online and free credit and pay in 3 Reviewed on: 12th May 2024

Simple and effective.

5
Simple and effective. Easy to Use Reviewed on: 12th May 2024

Nice and easy

5
Easy to use, the app also provides very clear information on what payments due when. Faff-free instalment payment option. Reviewed on: 12th May 2024

Easy as 1-2-3

5
Easy, accessible and available almost everywhere as a payment option. Saved my back many times! when the cash was not in hand/bank. No strings attached, simple as 1-2-3 - you just divide the amoutbper three and that is your monthly rate with 0% APR. Perfect! Reviewed on: 12th May 2024

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