Write a review

Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (522 reviews)

View other Penny Post Credit Union products

4.92

Based on 522 reviews, last reviewed 12th May 2025

7900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

2 star

Latest highest rating:

5

They respond to issues quickly and always give advic... They respond to issues quickly and always give advice on money saving strategies. No matter how difficult the situation u may find or encounter they w... Read more Reviewed on: 12th May 2025

Latest lowest rating:

1

Disappearing paperwork I had a debt management plan with them and never missed a payment for the last 7 months. Now I'm told I'm not on a debt management plan and it was an ... Read more Reviewed on: 21st March 2025

Read all reviews See your review

About this product

Penny Post Credit Union Loans reviews (522)

Review of the Penny Post Credit Union, Loans:

Applied for a loan, really easy all done online.

Applied for a loan, really easy all done online. Money was in my account the same day. Reviewed on: 30th April 2025

They're good for their services because when I apply...

They're good for their services because when I apply for the loan they help me Reviewed on: 1st May 2025

I cant fault penny post every time i have needed hel...

I cant fault penny post every time i have needed help they have always been there the service is excellent never queied my request for a loan eficient Reviewed on: 1st May 2025

Great experience with them, would definitely use the...

Great experience with them, would definitely use them again in future. Reviewed on: 1st May 2025

Car loan

Swift action to provide me with a car loan. Very clear on what was to happen Reviewed on: 1st May 2025

Refurbishment

Good information given for my understanding Reviewed on: 1st May 2025

Very friendly customer service, quick to respond to...

Very friendly customer service, quick to respond to members needs. Reviewed on: 1st May 2025

Fast and easy application

My husband was an employee with Royal Mail and he raved about Penny Post for savings so I joined too. About 2 years after I joined, I needed a loan and was given extortionate rates from high street lenders. Credit union offered me a much better rate, super easy application and simple repayment plan which I can top up to pay off early. Reviewed on: 30th April 2025

Always helpful and friendly.

Always helpful and friendly. And has helped me manage my money better than ever before. Reviewed on: 30th April 2025

Penny post; reliable, affordable and secure.

Penny post credit union do not only offer affordable loans, they consider greatly how much impact your loan has on your welfare and other living conditions. A policy that I think haved helped to shape my own approach to borrowing and repayment terms. Reviewed on: 30th April 2025

Every time I’ve applied for a loan I’ve always been...

Every time I’ve applied for a loan I’ve always been accepted and I don’t have to wait too long for the money either (granted I’ve got enough savings) also if I have any questions I send an email and get a response pretty swiftly :) Reviewed on: 30th April 2025

Alternative products

Loans
from Enterprise Credit Union 4.98 from 721 reviews
Personal Loan
from TSB 3.10 from 19 reviews
Personal Loan
from Sainsburys Bank 3.40 from 69 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub