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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.89 (663 reviews)

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4.89

Based on 663 reviews, last reviewed 2nd Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

Penny Post Credit Union Loans reviews (663)

Review of the Penny Post Credit Union, Loans:

Easy and hassle free

Straight forward paperwork repayment from wages 10/10 Reviewed on: 28th July 2021

Makes it easy to save

I probably wouldn't be able to save as easy and manage my money without the credit union. A great service which I would encourage anyone to join. Reviewed on: 7th July 2022

Easy Process

Super simple to apply. Straight forward with quick payments Reviewed on: 6th July 2022

Top notch

Fabulous to speak to very understanding when I lost my husband, good advice and super prices x Reviewed on: 6th July 2022

They go the extra mile

Nothing is too much trouble and they are always there to Help if you have any trouble accessing the webpage or managing your account online Penny Post are there for you Reviewed on: 6th July 2022

The best

Quick/ easy app to use. Quick response to queries Reviewed on: 6th July 2022

Best place to put my money

Saving with Penny Post Credit Union has been so easy. I have been able to open higher interest Christmas Accounts and if I don't spend the money they automatically transfer it into a savings account I have with them. My husband and I have been able to open Accounts for our 3 young grandchildren which they can withdraw from when they are 16. We couldn't do this at another bank at the time. Excellent service. Reviewed on: 6th July 2022

Welcoming, stress free and reassuring.

Extremely straightforward process to follow for a loan, I had a load approved to cover the cost of a new boiler, paid for weekly from payroll deductions so no worries about how it’s being paid back and worked out a lot cheaper than finance through a boiler provider would have been, no stress involved at all. Whenever I’ve rung to speak to someone at pennypost they’ve always been friendly, welcoming and answered my queries swiftly. Reviewed on: 6th July 2022

Excellent servlce

Excellent way to save extra on top of an isa.I haven't actually used the loan service so cannot comment at present. Reviewed on: 6th July 2022

Satisfied customer

What a friendly and reliable company. They are always willing to help in any way. Can’t recommend penny post enough. Reviewed on: 3rd July 2022

Penny post review

Not once have I had any issues with them taking money from my wage, or returning it promptly when I need it back! Top team of really friendly people. Reviewed on: 1st July 2022

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