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Penny Post Credit Union: Loans reviews

4.89
Based on 663 reviews, last reviewed 2nd Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

Penny Post Credit Union Loans reviews (663)

Review of the Penny Post Credit Union, Loans:

Easy and hassle free

5
Straight forward paperwork repayment from wages 10/10 Reviewed on: 28th July 2021

Very nice

5
I like penny Post because help us went we have difficulty Reviewed on: 24th June 2022

For all

5
Excellent, fast service. Very helpful with queries. Have recommended to all Reviewed on: 24th June 2022

Excellent service

5
Excellent friendly and professional service Reviewed on: 24th June 2022

Fantastic service

5
Fantastic service from start to finish and would definitely use again and again. Reviewed on: 24th June 2022

Fantastic and flawless

5
Only been a pleasant experience being a member of the penny post credit union wether I needed a loan or just to save. Technology has been improving no end to make all procedures much easier. Reviewed on: 24th June 2022

An Excellent Credit Union

5
Everything clearly explained in writing or by the knowledgeable customer service advisors. Contactable by Telephone. Low interest rates with insurance attached. What more could I want :) Reviewed on: 24th June 2022

Sums it up in their title CREDIT

5
Penny post credit union really do look after the union of people in it, always been quick to help very good schemes so in all a CREDIT to the industry Reviewed on: 24th June 2022

Top loans

5
Easy to set up. Quick to get cadh Reviewed on: 24th June 2022

Sign up , save , sorted !

5
Really easy to set up , easy / instant access to funds when needed . Staff always friendly and efficient in dealing with questions! Reviewed on: 24th June 2022

It used to pay good dividends

3
The credit union got bigger and the dividends got smaller. It used to be run by the workers for the workers. It is now more like a profit seeking bank,unfortunately. I will stay with it and hope things improve for the workers. Reviewed on: 24th June 2022

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