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Perfect Pet Insurance: Pet Insurance reviews

4.72
Based on 1,747 reviews, last reviewed 15th Jan 2026
98% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Spoke to a polite, native speaker. Spoke to a polite, native speaker. Service was a little slow but that wasnt a problem. Resolution made with common sense, that was a plus. Reviewed on: 15th January 2026
Jim's avatar
Jim

Latest lowest rating:

1

Avoid at all costs. The majority of high ratings from customers seem based on cost of the insurance - and Perfect Pet are certainly competitive. If my personal experience... Read more Reviewed on: 3rd December 2025
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Smith

About this product

Perfect Pet offer pet insurance for dogs and cats.

Perfect Pet insurance for dogs and cats can start from just four weeks old, with no upper age limit for pets in their senior years. 97% of claims are paid in just five working days and if the vet accepts, payments can be made direct to them.

Perfect Pet insurance reviews help you find out what it’s really like to be a customer. If you’ve used Perfect Pet before, you can also leave a review and share your experience.

Perfect Pet Insurance Pet Insurance reviews (1747)

Review of the Perfect Pet Insurance, Pet Insurance:

Avoid at all vosts

1
My.puppy had a seizure and was hospitalised by my vets.she was on drip and had various blood tests. She spent the day at my vets for observations. To cit a long story short we paid our vet bill of £775.00 and subsequently made a claim with our insurers..perfect pet. We received a payment 4 weeks later of £276.00 stating on the remittance tests we could have got cheaper treatment. I am absolutely fuming as l have no control what my vet charges and have cancelled this policy....please please do not use this company....they are just rip off merchants looking gor any excuse not to pay.... there is no way they've achieved a 5star recommendation and l would have given them a minus star if l voild...avoid at all costs!! Reviewed on: 22nd February 2023

Excellent website to navigate, customer services ar...

5
Excellent website to navigate, customer services are very helpful Reviewed on: 14th October 2025

I had assumed that the policy would be more expensiv...

5
I had assumed that the policy would be more expensive than last year but was horrified at the increase. On checking comparison web site I was very disappointed to find the same policy at only a small increase. After 25 minutes wait for my phone call to be answered I was pleased that your operative could match the site price. I have to admit I was tempted to look elsewhere as I feel you do not value loyalty. Reviewed on: 14th October 2025

Positive experience

5
Really easy positive experience and easy to identify components of the policy. Reviewed on: 13th October 2025

Cheap as chips

5
Fast and good cover and value for money Reviewed on: 13th October 2025

Happy dog

5
From start to finish they sorted my claim out quickly with no argument Reviewed on: 13th October 2025

Perfect experience

5
I have had some absolutely terrible experiences with pet insurers, all very well known if I’m honest and their treatment of their customers was shocking especially when I was grieving for my pet. Perfectpets from start of the claim and their ongoing service has been so far impeccable. They have explained all the clauses and when they speak to you , it’s coming from an empathetic attitude. They are knowledgeable in their processes and will ask you to check any hidden costs or limits on costs. I am always very cautious of insurance providers with older pets but so far, perfectpets have been very good,. Reviewed on: 13th October 2025

Easy experience no problems good value for money

5
Easy experience no problems good value for money Reviewed on: 13th October 2025

PerfectPet PerfectService!

5
I have had to contact perfectpet several times for updates to my insurance due to relationship breakdowns and house moves and they have been incredibly empathetic and helpful every time. They didn't charge me for changing my address and when I decided I wanted to cancel and shop around (after cut off!) they honoured it without judgement or charge. I have now set up another plan with them and hope to stay long term. Reviewed on: 13th October 2025

Easy and great value

5
Very easy to set up insurance and fantastic communication. Great value too Reviewed on: 13th October 2025

Competitive pricing

4
Havent had to make a claim yet so not sure how it would be handled. Took a long tome to get through on my renewal but eventually contaxt was made Reviewed on: 13th October 2025