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Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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1%
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Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

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Policy Expert Home insurance reviews (9136)

Great service and easy to deal with

5
After the big freeze last winter I needed some burst pipes fixed. Despite unprecedented claims, they had alternative procedures in place and the problem was solved satisfactorily. Reviewed on: 24th August 2023

Good but needs some improvement

2
Currently in my 4th year of building and contents insurance, always been affordable and convenient but now I need them the process is long winded and has many obstacles with to many in house operators prioritising the company over the customer. No one wants to claim but like now we have no choice, it's already a traumatic and emotional incident without the complexity of an app that has to be the means of communication through a claim. Reviewed on: 24th August 2023

All round good policy

4
All round good policy. No problems so far. Reviewed on: 24th August 2023

Needing to claim on home insurance

5
Would recommend home insurance. We had to use them due to a leaking pipe that cause damage in 3 different rooms. Work carried out efficiently. Kept in formed every step of the way. Reviewed on: 24th August 2023

One of the best home insurance companies.

5
Policy Expert have looked after me very well for several years Reviewed on: 24th August 2023

Competitive home insurance

5
Very competitive price for home insurance and easy online service. Reviewed on: 24th August 2023

Great customer service

5
Luckily I haven't had to make a claim, but I have found the customer service when asking questions and renewing very helpful. Reviewed on: 24th August 2023

Fuss free insurance

5
Easy to arrange house cover at a very competitive price. Reviewed on: 24th August 2023

Could not be beaten

5
Nothing on the comparison sites could beat the amount of cover for the price. Came up best for my Mum too on house insurance. Easy to arrange online. Would highly recommend. Reviewed on: 24th August 2023

Great value

5
Policy Expert offer great value policies which are no nonsense and delivered by friendly experts Reviewed on: 24th August 2023

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