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Policy Expert : Home insurance reviews

4.73
Based on 9,136 reviews, last reviewed 16th Apr 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service. I renewed my home insurance and the process was really easy and quick. The staff were polite, friendly and helpful and I got an excellent deal. Reviewed on: 16th April 2026
J W's avatar
J W

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

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Policy Expert Home insurance reviews (9136)

Very good value - easy to talk to

5
Was recommended PE for house insurance by a colleague after my previous insurer wanted to nearly double my premium for no reason. Talking about you Esure... Haven't needed to claim yet, but setting policy up was straightforward. A phone call was involved as I had a query about bikes, but I got through on the phone no problem - unlike previous insurer when I cancelled. Price competitive, no complaints. Reviewed on: 24th August 2023

Competitive Rates with Cashback too...!

4
I have used Policy Expert as one of my main online insurance companies for several years. When combined with a competitive cashback this is a great combination. Reviewed on: 24th August 2023

Polite, professional

5
Everything was done quickly, politely and professionally Reviewed on: 24th August 2023

Quick and easy claim

5
Due to a house move, our TV was damaged in transit. The claim was handled online with evidence etc uploaded. Policy Expert honoured the claim quickly and without fuss. Reviewed on: 24th August 2023

Best quotes year on year

5
I’ve been with Policy Expert many years, I usually shop around for everything, however I haven’t had the need due to competitive prices Reviewed on: 24th August 2023

Home insurance

5
Got a bargain definitely using them again. Reviewed on: 24th August 2023

A good company with realistic premiums

4
I have been with policy expert for a few years which is unusual for me as I always shop around. The cover and premium suits me and I don’t think I will be changing companies soon. Reviewed on: 24th August 2023

Best There Is

5
Policy Expert Insurance is the best out there in my opinion. We've tried the rest over many years and decided this is the best without doubt. Great prices for complete peace of mind, even after renewal they are still the best for price and service. Reviewed on: 24th August 2023

Smooth

4
Smooth process and so far so good! Reviewed on: 24th August 2023

Great Customer Service handling my claim

5
Policy Expert were excellent in handling my claim which was dealt with promptly and efficiently resolved. Really happy with the service provided. Reviewed on: 24th August 2023

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