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Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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14%
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1%
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0%
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Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

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Policy Expert Home insurance reviews (9136)

Positive Experience

5
Good service, polite, helpful and friendly. Renewal was very acceptable! Reviewed on: 24th August 2023

Always the experts!!!

5
Policy expert always provide a friendly and helpful service. No matter what I have contacted for I.e. renewal or to discuss my policy they have always been polite, courteous and well mannered explaining everything in an understandable manner. There is not much more I can say about policy expert or their service in comparison to other companies I have used in the past. Like my title says… always the experts!! Thank you policy expert and good luck! Reviewed on: 24th August 2023

Price increases

4
It is difficult for any person requiring cover to accept a near 40% increase in premiums this year. Reviewed on: 24th August 2023

Does what it says on the tin!!!

5
Toilet flush button stopped working ( sunday) rang monday morning within a couple of hours they had sent a plumber who had repaired it! Very pleased and impressed. Got exactly what I paid for- for once. Reviewed on: 24th August 2023

Service

5
Good prices good customer services got home and car from them cheaper than all the others online Reviewed on: 24th August 2023

House insurance

5
Easy to purchase and then renew the policy. A good renewal price. Easy to use website, quick to send out documents. Excellent value for money Reviewed on: 24th August 2023

Very easy

5
very easy to get a quote and get insured Reviewed on: 24th August 2023

Home insurance

5
My policy was very easy to understand and to set up online. It had clear instructions and guidance on how to complete the forms and different levels of insurance was also clear to suit everyone's differing types of insurance needed. My renewal quote was also clearly set out and sent so enough time was given for me to make sure the level of cover was still the same as the year before Reviewed on: 24th August 2023

Clear, straightforward and listened.

5
I took out House insurance with Policy Expert having seen a favourable quote from a trusted Finance website. On the phone they were speedy, on top of things, listened closely to what i wanted and put it together for me plain and simple. Reviewed on: 24th August 2023

Excellent Home Insurance

5
Been with them for years, always very competitive prices and brilliant when you need to make a claim especially their home emergency cover!! Far better than British Gas!! Reviewed on: 24th August 2023

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