Smart Money People Logo

Policy Expert : Home insurance reviews

4.76
Based on 9,125 reviews, last reviewed 14th Aug 2025
200% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

WORTH ALWAYS CHECKING POLICY EXPERTS Very easy to contact and usually will beat any other online quote for home insurance. Reviewed on: 14th August 2025
barry 's avatar
barry

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Review Policy Expert : Home insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Policy Expert Home insurance reviews (9125)

Great company

5
Been with Policy Expert for past two years. They have been very good, simply to get a quote and got the policy at a good price both times. We have made the most of the home emergency which has proved most useful Reviewed on: 24th August 2023

Great price

5
Great price in this time of hardship, where every penny counts Reviewed on: 24th August 2023

Easy service to use

5
Never any issues always helpful with any questions I may have Reviewed on: 24th August 2023

Insurance which you can be happy with

5
I shopped around again but I have been with Policy Direct for a while now and I have both car and house insurance thru and only pity they dont do dual insurance would be even better Reviewed on: 24th August 2023

Good price and service

5
Competitive. Took optional home emergency cover too, which I claimed on and claim dealt with easily and quickly. Reviewed on: 24th August 2023

Very straightforward to set up with best rates

5
Setting up the account was super easy and came with the most competitive prices for the cover needed. Customer service really helpful when needing to amend account details Reviewed on: 24th August 2023

Efficient and effective

4
Always hassle free to deal with and reasonably priced insurance. Been a customer for a number of years now and happy to stay Reviewed on: 24th August 2023

Excellent service

5
Easy process, competitive prices. Excellent overall! Reviewed on: 24th August 2023

Fantastic service

5
Fantastic service and they look after their policy holders. Would highly recommend. Reviewed on: 24th August 2023

Easy and Good Value

5
No hassles, easy to set up, never had to make a claim but I wouldnt anticipate any problems if the need arose. Reviewed on: 24th August 2023

Do you have a different Policy Expert product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Policy Expert ?

    View all products