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Policy Expert : Home insurance reviews

4.74
Based on 9,153 reviews, last reviewed 3rd Sep 2026
1400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Policy expert have covered our home for many years. Policy expert have covered our home for many years. Renewal quotes are competitive and making changes to the policy quick and easy Reviewed on: 3rd September 2026
Laura Hayes's avatar
Laura Hayes

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

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Policy Expert Home insurance reviews (9153)

No Issues

5
Very friendly staff who were really helpful. I would definitely recommend Policy Expert to my friends. Reviewed on: 12th September 2017

Dealt well with a particular query

5
I chose firstly due to the very competitive price, I then realised my solicitor needed my mortgage advisor to be listed as a named party on the policy, normally this company only do that upon exchange and we were completing and exchanging on the same day. Even though this was not strictly their policy 2 different advisors went directly to the admin team ( I simply had to wait while they walked over) and assure s me they would provide a letter for me. This was emailed to me that night, and when I had a problem opening email I straight away was reassured and the email re sent! Excellent customer service where they feel like a company rather than millions of different offices that you get passed back and for between like some insurance companies! Great customer service nad great price Reviewed on: 12th September 2017

Good value for money

4
Helpful over the phone and took time to discuss all contents of the policy Reviewed on: 12th September 2017

House and contents insurance

5
very helpful in answering all my questions and queries and offered serious advice. operator Hemel, 5 star. Reviewed on: 12th September 2017

Easy

4
Was easy to change Have been with Policy Expert before Reviewed on: 12th September 2017

Honest constructive review

4
Insured my house last year, luckily only had to contact them once and that was because my daughter was going on a school trip which required her to take he Mac book, so phoned Policy Expert up and spoke to a very helpful lady she was both courteous and extremely helpful and I purchased a gadget away from home policy which was incorporated in my house insurance it was reasonably priced and I felt better that my daughters and our gadgets were protected. Reviewed on: 12th September 2017

Easy process and under 20 minutes

4
just bought home insurance with Policy Expert, process was straightforward and easy and good rates on the premiums too. Reviewed on: 12th September 2017

Exactly what you need!

5
I have had my insurance with policy expert for two consecutive years now. Exactly the insurance cover I need with a really competitive price Reviewed on: 12th September 2017

Fast efficient service

4
Given advanced notice of renewal date and offer with option to opt out if no longer suiting our needs. Took renenwal all sent via email, hassle free. Reviewed on: 12th September 2017

Excellent price and service

5
Great service after the first year other providers were cheaper but policy expert beat the price. Reviewed on: 11th September 2017

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