Smart Money People Logo

Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Review Policy Expert : Home insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Policy Expert Home insurance reviews (9136)

Did it all online, very cost effective and all to th...

5
Did it all online, very cost effective and all to the point Reviewed on: 2nd August 2024

Great policy

5
Very easy to use website, covered everything needed for my insurance. Saved £100 on my renewal price. Reviewed on: 2nd August 2024

Great service

4
Easy to navigate, easy to understand also. Reviewed on: 2nd August 2024

Good website. Helpful staff. Good value

5
Very good website site. Very efficient admin. Good value for money. Actually got to speak to someone on the phone when I had a question I could not find the answer to on the web site. Reviewed on: 2nd August 2024

Really knowledgable and efficient.

5
Really knowledgable and efficient. Knew everything I needed for my house purchase Reviewed on: 2nd August 2024

Good value

5
Good value for your money. Never had any issues. Reviewed on: 2nd August 2024

Great value and easy to set up my cover.

5
This was my first home insurance policy and was extremely easy to set up. Policy expert kept me updated with emails and they were very competitive on their premium price and also their value concerning what they offered ed within the policy. I would recommend them and also use them again for future insurance cover. Reviewed on: 2nd August 2024

A Pleasure to do business with !!

5
I found it necessary to amend my policy which was very economical and excellent value to purchase and was astonished by the ease and efficiently my request but promptly dealt with by a most pleasant and knowledgeable customer services operative. Reviewed on: 2nd August 2024

Easy to use website and competitive pricing

5
Easy to use website and competitive pricing Reviewed on: 2nd August 2024

A good insurance company.

4
I was very pleased with the service. No nonsense and efficient. Reviewed on: 2nd August 2024

Do you have a different Policy Expert product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Policy Expert ?

    View all products