8194460 RAC Breakdown Cover Reviews - Smart Money People
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RAC: Breakdown cover reviews

1.45
Based on 182 reviews, last reviewed 19th Dec 2025
100% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
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79%

Latest highest rating:

5

Reliable and cheaper I have not had to use RAC this year but I have in the past and they came in a reasonable time. They are cheaper than the AA . I onl... Read more Reviewed on: 12th September 2025
gwen's avatar
gwen

Latest lowest rating:

1

would never use again! would never use again!!! full service booked on my driveway, Technician spent most of the 1hr 15mins total time either on the phone or sat in his van... Read more Reviewed on: 19th December 2025
Lee K's avatar
Lee K

About this product

RAC breakdown cover is available in three levels – Basic, Standard and Extra.

RAC claim to get to most breakdowns in 60 mins or less and say that patrols fix 4/5 breakdowns on the spot. In the myRAC app you can get savings on fuel and tyres. Options are available for vehicle cover, personal cover and family cover.

RAC breakdown cover reviews help you find out what it’s really like to be a customer. If you’ve used RAC before, you can also leave a review and share your experience.

RAC Breakdown cover reviews (182)

Review of the RAC, Breakdown cover:

DON'T USE THEM, APPALING CUSTOMER SERVICE!! & COMPLAINTS TEAM

1
Terrible customer service APPALING!!!!! DONT USE I had my breakdown policy with the RAC, I was happy with them until I had accidentally (without knowing or any contact) missed a payment, February 2021, I then a few days later called them out as I had broken down. I was told on the phone that the payment had not gone through, so I asked them if I could pay the monthly premium and I was told no as this account had been closed, I then had to pay £180 upfront as I had no other alternative other than being stuck on my own on a motorway layby. I then made a complaint about this and of course, it went in their favor as most companies usually do this as they don't want to accept blame or support customers who have been badly treated. At this point I ended up moving to another breakdown firm who I have now been with for some time and happy with their service. February 3rd 2022, I got a call from the RAC much to my surprise, I was asked about my renewal, I advised them that I had not stayed with them due to the service I had received, she then re-opened the complaint. On the 19th day of the complaint, I called up asking for an update as if not I wanted to be able to escalate further, I was told on the phone that someone would then call me back the same day before 7 pm, this didn't happen but around 6.45 pm I had an email to say that they needed a further 20 days to look into my complaint, which I was not happy about but I had to wait. 17th March, I then chased up via the Twitter page I then around an hour later get a snotty email that said the following: I've now looked into the concerns you raised on 3 February 2022 and wanted to let you know the outcome. 'Our records show that we responded to your complaint under a sperate case reference REF WAS HERE and our findings were emailed to you on 25 February 2021 and read at 10.28.My follow up email was also ready that day at 15.07. I'm confident all of your concerns have been fully investigated and that we're now at the end of our investigation process but can find no justification to change the decisions that we have conveyed to you. Whilst it is always our aim to resolve matters of contention to our customer's satisfaction, I very much regret that on this occasion we are not able to do so. Your rights of escalation were provided to you in the email on 25 February 2022 and this complaint will now ne closed. Thank you again for taking the time to get in touch we appreciate your feedback' They haven't even bothered to look into the new complaint that I put forward, I would not have even put the complaint forward had the lady on the 3rd February this year not mentioned it she did the complaint with me over the phone, something is wrong somewhere. The customer service and the way they treat customers are unfair! I also was not aware that the £180 was for the year! So I had paid out unknowingly for 2 x breakdown memberships, I suffer from severe anxiety and every time I have dealt with this company they have been so unhelpful and not understanding of this at all. Don't use them unless you want ripping off and poor customer service! Reviewed on: 17th March 2022

Wouldn't honour valid policy.

1
Wouldn't honour valid policy. They will weasel out of your policy in any way they can to charge you more. After a terrible week of saying goodbye to a loved one my car broke down and they wouldn't collect it unless I paid over £100 more despite having a valid policy.They will let you down Reviewed on: 6th July 2024

Avoid using RAC at all cost, I would have been left...

1
Avoid using RAC at all cost, I would have been left for 12 hours in -3 while in the middle of Wales if it wasn't for the traffic police. Also onward travel is a joke and don't answer the point. To make this better they also lost my car on the way back home taken it to the wrong location. Complaint made to RAC who advised there's nothing they can do. Would highly recommend using another recovery company.shocking service and even worse feedback. Reviewed on: 6th June 2024

Awful customer service department.

1
Awful customer service department. I am still awaiting a resolution of my complaint that was raised over 6 weeks ago. I was misled into purchasing a premium battery from RAC at great expense and was told to reach out to their customer service department by their own engineer as he said they should address the issue given the circumstances. However, 6 weeks on and still no resolution from RAC customer service. They asked for evidence to be sent of the engineer selling the battery which I have said I will send to them, however, now they are attempting to avoid my emails and refusing to accept the evidence to be sent. I will continue to chase a resolution to my complaint and have notified independent dispute resolution services. Reviewed on: 3rd June 2024

RAC driver doesn't know rules of the road

1
Disgusting, aggressive , intimidating behaviour from breakdown driver towards a member of the public Reviewed on: 29th May 2024

Punctures NOT covered

1
I've been with them maybe 10 years now and I don't think I've had one call out. I got a punchure by hitting a stone and was told that it's driver error so your not covered. This is despite thier T&C saying that they do come out for punchures. Grim!! Reviewed on: 26th May 2024

Your service is a joke,

1
Your service is a joke, firstly you send a guy who charges me money to add brake fluid which made no difference to the issue, but as he never tried to move the car he didnt know if he had fixed it or not I then called for someone to come again, and it was getting later and later so I called again and said come in the morning - which someone eventually did past 10am - he was also trying to say it was ok until I insisted he meoved the car to see the issue - he then agreed it was undrivable and took it to the garage to get mended I called the next morning to get onward travel as I pay for and was told that I was too late is has to be done within 24 hours of the original call - which would have been impossible because it took longer than that to get someone to agree the car had an issue - I argued this and was told after some time I could have a car On hearing from Enterprise they have no cars avaliable today - which is not true as I could book a car with them direct from the same location online with no issue - when I called and spoke to onward travel - after another long wait - am told tough luck if there is no car avliable I just have to wait until there is one Why am I paying you - probably if i hadnt driven the car after you first engineer said it was ok then the problem would have been less bad, plus I have to argue to get any service and then Im left high and dry with no car JUST A JOKE I want to cancel this service because there is NO service given Reviewed on: 24th April 2024

Waited 6 hours and then left stranded

1
Yesterday I broke down 16 miles from home. I had to wait 6 hours for the RAC to come out. The guy did a diagnostic on my car and then checked my oil level. There was to much oil in the car so he told me he had to stop and could not do anything else for me. He just left me there. This is the customer service level you will get from the RAC. What happened to human kindness. Reviewed on: 11th April 2024

I had to wait over six hours for them to assist me.

2
I had to wait over six hours for them to assist me. However, they usually are competitively priced. Reviewed on: 2nd April 2024

Broke down in the middle of nowhere with 3 young chi...

1
Broke down in the middle of nowhere with 3 young children one being disabled. The RAC took 13.5 hours to get to us, left us in the dark and cold over night with constant promises of arrival times. It was awful, we felt very vulnerable and unsafe. The RAC don’t care about you or your circumstances, they just want you money and then will supply you with a sub standard service. AWFUL!! Reviewed on: 30th March 2024

RAC uses bad car batteries

1
I paid for brand new battery but they fitted one that is not able to hold charge right after they installed it. Their complaint system sends you back to breakdown team, so you have to breakdown again to get help. I hope my experience helps someone not to waste their money the way i did.. they are scammers Reviewed on: 22nd March 2024

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