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RBS: Select Current Account reviews

Name: Select Current Account
Rating: 4.05 (119 reviews)

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4.10

Based on 119 reviews, last reviewed 21st Apr 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

54%

17%

15%

Latest highest rating:

4

My account features are basic but it does exactly wh... My account features are basic but it does exactly what I need and has no large account fees. I’ve had very few issues and when I have they have always... Read more Reviewed on: 21st April 2025

Latest lowest rating:

1

Rubbish Recently opened a current account with RBS. Tried to transfer money from my savings account into my current account and my account was suspended hours... Read more Reviewed on: 16th August 2023

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About this product

The RBS Select Current Account is the bank’s basic account designed for everyday banking. Account holders can access RBS’ mobile banking app which has a range of money management features and built-in credit score checker. The Select Account is compatible with Apple Pay and Google Pay, and has the option for an arranged overdraft.

Our RBS Select Current Account reviews can give you valuable insight into life as an account holder. Be confident in your new account by discovering all the pros and cons that customers have experienced.

Find out why customers chose the Select Account and how long they’ve had their account for. Read about why they liked or disliked the account and how satisfied customers are overall. Learn more about the mobile banking app and its useful features. Read genuine experiences with the customer service team to learn how swiftly account holders’ issues are resolved. Make an informed decision by reading our RBS Select Current Account reviews.

Perhaps you already have a Select Account? Why not share your experience with others on Smart Money People. Was the account easy to open? Tell us how long you’ve had the account and whether it’s your main bank account. If you use the mobile banking app, what’s your favourite feature? What is your favourite thing about the Select Account and is there anything you feel could be improved? Would you recommend the account to your family and friends? Whether good or bad, write an honest RBS Select Current Account review today. Together, we can help people like you make better financial decisions.

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RBS Select Current Account reviews (119)

Good service, not a lot of benefits

Attempted to change name on bank account. Had three forms of I.d with me but was told it couldn't be done. Went to different branch who did it there and then Reviewed on: 31st January 2017

It is what it is

Your standard debit account. No sneaky charges etc etc. Incredible mobile app, great online banking features (minus the need to go on rbs.co.uk/Englandandwales rather that just rbs.co.uk) and great support from customer services whenever you need them. Best of all must be their feature to draw cash, even if you don't have your card, it's saved me so many times! Reviewed on: 24th January 2017

Average bank but you can't really rely on them

When I've had dealings in branch I just can't rely much on the staff for following through on actions they've promised. All the online services are great though. It's just the branch staff are a bit meh. Reviewed on: 17th January 2017

It's a current account, nothing more, nothing less,it just is. Nothing stands out.

There are so many providers offering products and add ons with their current accounts. I think RBS lacks this facility and is falling behind compared to other banks. With all RBS's bad press I would suggest it rectifies this anomaly. Reviewed on: 17th January 2017

Current Account

Not much to say really. The basic current account is ok for me. It does what I need. Transfers are easy and can get overdraft if needed. No faults really just a basic account. Reviewed on: 15th January 2017

Solid

No nonsense, standard, works fine. Reviewed on: 28th December 2016

Poor customer service

The worst company to bank with - I managed to get into debt a number of years ago and they allowed it to keep happening and levying high charges on my account to impact the issue. They were very helpful in helping me sort matters out. Reviewed on: 6th December 2016

No queues on the phones

I always phone when I need something & they answer so quickly. Reviewed on: 29th November 2016

Basic Basic Current Account

It does what it says on the tin. Staff are very friendly and it's easy to get in touch with someone to rectify a problem. However, I recently went in branch to query setting up a help to buy isa, only to find out that RBS was not taking part in the scheme. The reason stated was the cost to RBS didn't make it viable. I am therefore looking for a new account as every other bank seems to have understood the bigger picture in this. Reviewed on: 24th November 2016

If you're not tech savvy....forget it..!

RBS has closed the branch in my village, counting it's pennies I hear. I'm now reduced to either online banking, telephone banking or some basic transactions at the Post Office. What happens when my laptop plays up and I can't do online..! They won't confirm that they'll keep the ATM going in the village. I'm supposed to use cashback if they take it away. With regard to telephone banking...if it's not on their screen in front of them, you can't do it. Staff are very polite...but that doesn't mean you get good customer service. I didn't create the mess that RBS is in...but apparently I've got to be part of fixing it..! They send a mobile bank for half an hour once a week....seriously guys, are you kidding...! I'm a carer to my seriously disabled husband and we don't have a large enough income to pick and choose our bank otherwise I'd leave them in a heartbeat. RBS sucks... ps...I suspect that most other banks are the same... Reviewed on: 18th November 2016

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