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RBS: Select current account reviews

Name: Select current account
Rating: 4.1 (370 reviews)

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4.10

Based on 370 reviews, last reviewed 21st Apr 2026

33% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

61%

14%

11%

Latest highest rating:

4

RBS , thinking ahead. RBS have a wide range or products to suit many needs. They are reliable and remain one of the most present banks in Scotland. I really like their roun... Read more Reviewed on: 21st April 2026

Latest lowest rating:

1

Debanked After a minor infringement of their T&C which I was not aware of and they admitted was not my fault I was debanked Reviewed on: 16th April 2026

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About this product

The RBS Select current account is a basic account for everyday banking.

Account holders can access RBS’ mobile banking app which has a range of money management features and built-in credit score checker. The Select account is compatible with Apple Pay and Google Pay and has the option for an arranged overdraft.

RBS Select account reviews help you find out what it’s really like to be a customer. If you’ve used RBS before, you can also leave a review and share your experience.

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RBS Select current account reviews (370)

Easy account opening and fast.

Easy account opening and fast. No paper is needed. Reviewed on: 12th April 2024

They lie talk to you like your a idiot scam people s...

They lie talk to you like your a idiot scam people staff are so rude is shocking Reviewed on: 19th March 2024

Great security features.

Their App is easy to use and easy to move money around . Poor interest rates. Very security minded, saved me from being scammed a number of times. Reviewed on: 1st March 2024

Current account holder for many years and very happy...

Current account holder for many years and very happy with service Reviewed on: 19th February 2024

A bit behind the curve on online

Longest bank account a bit behind the curve on online/app - bit annoyed at upsell and “did you know…” boring distracting information in their app. Also just because you have a brand colour don’t use it for everything the text doesn’t read well Reviewed on: 15th February 2024

Always seems a little clunky.

Always seems a little clunky. But they try but whole set up is too big with chatbots. Nonpersonal contact. Reviewed on: 15th February 2024

Great app services and account options

Great app services and account options Reviewed on: 15th February 2024

The RBS Select account has a major drawback which in...

The RBS Select account has a major drawback which in my opinion seriously detracts from the account's usefulness. The account charges fees for failed transactions due to insufficient balances, this encourages users to maintain an excessive balance in their current account, not only missing out on interest, but also leaving them vulnerable to misuse of their debit card. Personally I prefer to transfer money from inaccessible savings to my current account prior to each purchase as an added layer of security protecting my funds from fraud. Reviewed on: 27th January 2024

Bank of Mum

Very friendly staff, very polite on line and in bank, outdoor not do enough for you Reviewed on: 29th August 2023

Rubbish

Recently opened a current account with RBS. Tried to transfer money from my savings account into my current account and my account was suspended hours later. Nobody can explain why it has been suspended. It is now going to take another 48 hours whilst they ‘investigate’. The call centre are friendly but pretty useless, they won’t provide any further updates and apparently there is nobody else to talk to (apparently you cannot speak to the fraud team). I now cannot access any money. Useless. I’ll be changing back to my previous bank (HSBC), once I can actually access my money again. If you want to keep your money locked up with absolutely no access, then I’d recommend otherwise they are pretty useless. Reviewed on: 16th August 2023

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