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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 674 reviews, last reviewed 12th Feb 2026
15900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

The extra interest on the notice account helped The extra interest on the notice account meant i could plan aghead and gain extra income at the same time. Reviewed on: 12th February 2026
Petroc's avatar
Petroc

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (674)

Review of the RCI Bank, 95 Day Notice Account:

Flexible and Easy

5
I have found the RCI bank to be both flexible and extremely competitive in its range of saving plans.It is particularly attractive to relative small investors like me Reviewed on: 17th January 2022

I find their 95 day account provides a great interes...

5
I find their 95 day account provides a great interest rate. I also have a 14 day notice account which pays almost as much. Probably the best thing is how quickly RCI acknowledges receipt of any funds that I deposit. Reviewed on: 28th January 2026

How banks should be

5
Happy with service, website, communications and competitiveness of interest rates available. Reviewed on: 28th January 2026

Never had any problems.

5
Never had any problems. Account was easy to open and good communication. Reviewed on: 28th January 2026

Just straight forward genuine service customer servi...

5
Just straight forward genuine service customer service team always excellent and helpful telephone always promptly answered rates always amongst the best Reviewed on: 28th January 2026

Making saving simple

5
Easy to use and easy to save with. Reviewed on: 28th January 2026

Great communication

5
Not constantly bombarded with email. Appropriate and timely communication that is clear Reviewed on: 28th January 2026

Wonderful staff!

5
Wonderful staff! Wonderful product! Reviewed on: 28th January 2026

Enjoyed this type of account.

4
Enjoyed this type of account. New setup and great notice Reviewed on: 28th January 2026

Easy to do business with.

5
Easy to do business with. Good interest rates. Everything s modern bank should be. Reviewed on: 28th January 2026

A1 service from the first of opening the account.

5
A1 service from the first of opening the account. So much so I encouraged my wife to follow suit and open an account as well which she has Reviewed on: 28th January 2026

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