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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
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1%
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0%
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1%

Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (678)

Review of the RCI Bank, 95 Day Notice Account:

Friendly, efficient and effective

5
Friendly, efficient and effective Reviewed on: 8th April 2025

Positive experience, no issues.

5
Have had a positive experience, no issues. Reviewed on: 12th March 2025

Satisfied with the service.

5
Satisfied with the service. Their app is very good Reviewed on: 12th March 2025

Competitive rates, easy to use app and good communic...

5
Competitive rates, easy to use app and good communication Reviewed on: 12th March 2025

good regular communication from RCI

5
good regular communication from RCI Reviewed on: 12th March 2025

Easy to set up.

5
Easy to set up. I feel secure depositing money with them. Reviewed on: 12th March 2025

Intereste rate

4
good service, and a bit higher inerest rate Reviewed on: 12th March 2025

Easy to manage

5
Easy to set up and manage and am kept informed about the account. Reviewed on: 12th March 2025

Peace of mind

5
I have been with RCI for at least 3years and have never had any need to complain. Iam happy with all the services they provide Reviewed on: 12th March 2025

The best rate out there presently, for your savings.

5
The best rate out there presently, for your savings. I have not yet needed to contact customer service to be able to comment on that side. You can open your account and manage your savings online and via a phone app. Reviewed on: 12th March 2025

Ok rate good to use account

4
Was very easy and straight forwards to set up, haven’t had any issues therefore not had to talk to anyone so can’t give any thing but neutral for customer service, it is good value for returns obviously would like slightly higher rate special as it’s a 95 day notice accouny Reviewed on: 12th March 2025

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