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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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9%
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1%
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0%
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1%

Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (678)

Review of the RCI Bank, 95 Day Notice Account:

Easy to use app for all banking essentials.

5
Easy to use app. Does exactly what it says, no nasty small prints. Reviewed on: 10th April 2025

Responsive

4
Efficient, responsive and professional service. Reviewed on: 6th February 2022

a good bank to deal with

5
I have found RCI Bank a good company to deal with .their online system works well and any verbal contact I have had they have been understanding and helpful Reviewed on: 24th January 2022

Great Notice Account

5
Been with RCI for a while. Moved funds from Freedom Account to 95 Day Notice Account. Good Rate for less than 120 Days notice Reviewed on: 23rd January 2022

Couldn't be happier

5
Fantastic provider and online banking is so easy at RCI. Reviewed on: 21st January 2022

Easy to,use

5
Wanted a better saving rate and an account where I could access my money if I could see a problem ahead but not dip into it easily. Reviewed on: 21st January 2022

RCI Bank - No Hassle

5
I have never needed to use customers service as the online system is second to none, money in and out in a jiffy. Reviewed on: 21st January 2022

Excellent service and quality product

5
Product well explained, account application and management with no complications. Am kept well informed re: deposits, updates and interest rates. Excellent customer service which promotes a sense of loyalty. Feel valued and appreciated as a customer. Reviewed on: 19th January 2022

Excellent customer service

5
Excellent customer service. Made to feel valued and appreciated as a customer. Encourages a sense of loyalty. Am kept well informed re: deposits, new rates and offers etc. Online account is secure , well informed and easy to navigate. Reviewed on: 19th January 2022

Good Value savings product.

5
This is a great savings product without tying up your money for long periods. The only drawback is if the Bank issues another 95 day product with a better rate of interest, it obviously takes the 95 days to change over so one needs to keep an eye out for rate changes. Reviewed on: 19th January 2022

Well satisfied.

5
Good interest and easy to deal with. Reviewed on: 19th January 2022

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