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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (678)

Review of the RCI Bank, 95 Day Notice Account:

Easy to use app for all banking essentials.

5
Easy to use app. Does exactly what it says, no nasty small prints. Reviewed on: 10th April 2025

Interest with flexibility

5
This is a good balance between getting significant interest and having savings fairly available. Reviewed on: 17th January 2022

Best 95 day notice account on the market

5
User friendly site, great returns, flexible options to easily switch to other savings options Reviewed on: 17th January 2022

No trouble with this bank

5
Fabulous bank service and always keeping the customer updated Reviewed on: 17th January 2022

Fantastic

5
Rci bank offer great savings rates compared to high street banks lots of products available too great customer service as well highly recommend Reviewed on: 17th January 2022

A Much Needed Bank Account- !st from RCI!

5
RCI's 95day notice Bank Account was the First Account to tackle this hole in the Market; it gives a relatively high rate of interest together with monthly interest paid automatically into my nominated current account. Well done RCI! Reviewed on: 17th January 2022

Competitive and efficient

5
In the face of banking mediocrity RCI stands out with competitive rates efficient service and good communication. Reviewed on: 17th January 2022

Best interest rate at the time

5
Best interest rate when we were looking to invest a pension lump sum. Very easy to manage account online. Reviewed on: 17th January 2022

Easy to use online service

5
The whole RCI experience has been positive with competitive rates and easy to access account information. Reviewed on: 17th January 2022

Flexible and Easy

5
I have found the RCI bank to be both flexible and extremely competitive in its range of saving plans.It is particularly attractive to relative small investors like me Reviewed on: 17th January 2022

Acknowledgment

5
Very efficient service and polite staff. Reviewed on: 17th January 2022

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