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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.84 (2912 reviews)

View other RCI Bank products

4.88

Based on 2,912 reviews, last reviewed 30th Jan 2026

40100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Very friendly and helpful. Very friendly and helpful. Can always help you Reviewed on: 30th January 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (2912)

Review of the RCI Bank, Fixed Term Savings Account:

Efficient and professional , easy to deal with a gre...

Efficient and professional , easy to deal with a great rates Reviewed on: 12th March 2025

Fantastic interest rates

Fantastic interest rates initially recommended by Martin Lewis and I continue to invest annually Reviewed on: 29th January 2026

Easy to open accounts, very clean app and good rates

Easy to open accounts, very clean app and good rates Reviewed on: 29th January 2026

Easy banking.

I find RCI bank easy to bank with. With just a couple of steps, I can see my accounts and transferring from my Freedom account is so simple. The Fixed rate accounts offer excellent rates. Reviewed on: 29th January 2026

Excellent service

Always prompt and great at up to date information about interest rates Reviewed on: 29th January 2026

Easy to open, easy to access account online with.

Easy to open, easy to access account online with.good interest rates. Reviewed on: 29th January 2026

Stress free and Reassuring

The website is easy to navigate and I feel a great sense of security keeping my money with RCI. Reviewed on: 29th January 2026

Guaranteed Rate for Lump Sum

One of a very few banks where I can deposit a lump sum at a competitive interest rate and have guaranteed fixed rate which I use to pay towards a holiday. Reviewed on: 29th January 2026

The app is easy to use which I really value as I wan...

The app is easy to use which I really value as I want to be able to check my money at anytime. I would reccomend the app to a friend. Great service. Reviewed on: 29th January 2026

Great bank great service.

Great bank great service. Would recommend Reviewed on: 29th January 2026

Easy banking

I have been with the bank for a few years now. It was easy opening my first account and have always found it easy to renew as and when if I want to. Any changes to Terms, Conditions, closing time at Christmas for example and maturing instructions have always been received with adequate notice. Reviewed on: 29th January 2026

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