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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Very simple to set up my account.

Very simple to set up my account. Excelent communication. Reviewed on: 8th April 2025

The fact that I have reinvested maturing fixed rate...

The fact that I have reinvested maturing fixed rate savings twice says it all - competitive rates and good website. Reviewed on: 8th April 2025

Always good service

Have had 2 accounts for some time now and always gives a good interest rate. We have not had to contact them but it is easy to find information you need, Reviewed on: 8th April 2025

Great bank

On the occasions when I needed help I managed to contact customer services quickly and they were polite and resolved my issue. The website is easy to use and interest rates competitive. Reviewed on: 8th April 2025

The experience with RCI Bank has been really positive

the service has been really positive, we have never had a single issue with the bank Reviewed on: 8th April 2025

Very easy to register.

Very easy to register. Easy to check your progress. Very pleased all round. Reviewed on: 8th April 2025

RCI Fixed Term Savings

Great savings provider, easy to use internet site and decent interest rates. The interest is paid to me monthly and the one time I needed to contact Customer Service was a pleasant experience. Reviewed on: 8th April 2025

No need for me to be nervous with RCI

Given the fact that I am ordinarily apprehensive when embarking upon new financial endeavours, I must say that I was very pleasantly surprised when setting up my RCI Bank Fixed Term Savings Account. The whole process was easy and pain free, and I had no difficulties whatsoever in getting started. In addition to this, the ongoing followup support via email is both helpful and reassuring, and I never hesitate in recommending RCI to family and friends. Reviewed on: 8th April 2025

2 year fixed rate account with excellent return

I signed up for a 2 year fixed rate account because of the excellent guaranteed interest rate. The whole process of setting up and funding the account was very straightforward and the communications were all concise and friendly. Reviewed on: 8th April 2025

A bank offering good returns on savings accounts.

A bank offering good returns on savings accounts. The bank aslo provides a simple to use application that make it easy to see your accounts. Reviewed on: 8th April 2025

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