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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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90%
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9%
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0%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Awesome service.

5
Awesome service. Really simple and straightforward. Great app too ! Reviewed on: 28th March 2025

Easy to set up my account, and manage it.

5
Easy to set up my account, and to manage it. RCI keep in touch, but do not send to many e-mails about opportunities. Reviewed on: 28th March 2025

Easy to open account. Good security

5
Easy to open account. User friendly site but reassuring security procedures. Prompt and efficient response. Offered very competitive and attractive savings rates. Reviewed on: 28th March 2025

Happy customer,

5
Happy customer, treated with respect and kindness in a professional manner Reviewed on: 28th March 2025

Good website

5
Everyone has been helpful. Website good to navigate Reviewed on: 28th March 2025

RCI BANK WANT TO HOLD MY MONEY ILLEGALLY

1
They want hold my money illegaly even though I've provided sufficient evidence of my visa to italy. They want to bring up restrictions because of address change in September last year but I was a recipient of a letter from RCI BANK confirming my address change. What do you mean RCI? I fly on Tuesday. We've been at this 3 weeks and all your doing is moving the goal posts. Lastest delay being 5 days with me ending up calling in but you quick to tell me you couldnt open attachments. You have my visa..my registered rental contract. I want what was said to me on phone this morning regarding situation confirmed in writing but I was told by the advisor you can't send emails when on the phone. These frauds just to hold onto 5k and bit longer. I dont even want that echeap 2.7% on that 5k anymore. No manager available as always just hiding saying they in meetings. Reviewed on: 28th March 2025

Easy access to my account.

5
Easy access to my account. Good rates and good communication Reviewed on: 27th March 2025

Generally straightforward banking by on-line logging...

5
Generally straightforward banking by on-line logging in. Helpful and polite on the phone. Reviewed on: 27th March 2025

easy and very manageable access via internet

5
easy and very manageable access via internet Reviewed on: 27th March 2025

Easy application process

5
Easy application process and on line banking Reviewed on: 27th March 2025

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