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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Been with RCI for over a decade

5
Been with RCI for over a decade and have used several different products. So very happy to stay a while longer now. Reviewed on: 27th March 2025

No bombardment.

5
As I have a fixed intetedt bond ,I dont get bombarded with other offers. Reviewed on: 26th March 2025

Excellent saving rates

5
Excellent rates on fixed term savings rates compared to other companies and easy to use web site. I would definitely recommend RCI to other savers. My nest egg is growing so much quicker thanks to RCI Bank. Reviewed on: 26th March 2025

Competitive fixed rate Easy set up

5
Competitive fixed rate & easy to set up account online Reviewed on: 26th March 2025

Great investment

5
The online experience is simple to use and have never needed to contact customer services in the two years I've had my account will be renewing for another year Reviewed on: 26th March 2025

RCI - Reliable, excellent rates, top class service

5
Great rates, excellent service. Good range of products. Easily navigable website Reviewed on: 26th March 2025

All is going very well with my savings.

5
All is going very well with my savings. Best interest rates and excellent communications. Reviewed on: 25th March 2025

Best interest rate and really easy to open account

5
Best fixed rate account interest and really easy to open the account Reviewed on: 25th March 2025

Had no problems all has been good

5
Had no problems all has been good Reviewed on: 25th March 2025

Fantastic bank!!

5
Fantastic service, rates (the best on the market at the time), online account and customer support! I couldn't fault anything, so I would recommend RCI Bank to anyone! Reviewed on: 25th March 2025

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