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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,393 reviews, last reviewed 13th Mar 2026
85200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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1%

Latest highest rating:

5

Friendly efficient customer service team. Friendly efficient customer service team. Setting up account and transferring money in was simple. Instructions were clear and easy Reviewed on: 13th March 2026
Wendy R's avatar
Wendy R

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3393)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

RCI is easy and straightforward to do business with

5
RCI is very easy and straightforward to do business with. No problems encountered at al. Plus very competitive interest rates. Reviewed on: 9th April 2025

easy to open and use

5
easy to open and use. simple app Reviewed on: 9th April 2025

Account was easy to open and interest was market com...

5
Account was easy to open and interest was market competitve Reviewed on: 9th April 2025

Great, totally satisfied and more

5
Great, totally satisfied and more Reviewed on: 9th April 2025

Easy banking

5
Straight forward transaction no hassle Reviewed on: 9th April 2025

Opened account online.

4
Opened account online. Very pleased with the process. Nice and easy and clear instructions. Simple to view accounts online. Overall excellent experience. Reviewed on: 9th April 2025

Ok service don’t expect more .

3
Ok service don’t expect more . It’s just an internet bank Reviewed on: 9th April 2025

I was advised by my building society to invest with...

5
I was advised by my building society to invest with them. It was a good move. They have always kept me informed as to any news. Reviewed on: 9th April 2025

Excellent service

5
Excellent service from RCI bank over a number of years. Reviewed on: 9th April 2025

Can recommend

5
Often offering competitive rates. Excellent communication re any changes of service. Reviewed on: 9th April 2025