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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
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9%
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0%
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0%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G
Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

A great experience so far!

5
Very helpful and knowledgeable customer service staff. Efficient service throughout all aspects of account set up and extremely easy to manage my savings through the app. Reviewed on: 22nd March 2025
Sonia G's avatar
Sonia G

Excellent products with great rates Also have very p...

5
Excellent products with great rates Also have very polite and knowledgeable staff Reviewed on: 22nd March 2025
Kevan D's avatar
Kevan D

Best interest rate for my money.

5
Best interest rate for my money. Easy to set up account. Reviewed on: 22nd March 2025
Lisa T's avatar
Lisa T

Excellent rates, easy to open and great communication.

5
Excellent rates, easy to open and great communication. The App is uncomplicated and intuitive. Reviewed on: 22nd March 2025
Dave H's avatar
Dave H

RCI Bank Fixed Term Account

5
Needed a fixed term a/c and after checking the comparison websites and checking the existing reviews decided on RCI due to it was easy to set up online and of course had a good rate of interest Reviewed on: 22nd March 2025
Alan P's avatar
Alan P

A very good account that provides a good rate of int...

5
A very good account that provides a good rate of interest Reviewed on: 22nd March 2025
Sheila Johnson's avatar
Sheila Johnson

I found this app very easy to use.

5
I found this app very easy to use. Would definitely use again if interest rate is good. Quick to respond to messaging Reviewed on: 22nd March 2025
Mary G's avatar
Mary G

Excellent service & great staff.

5
Excellent service & great staff. Reviewed on: 22nd March 2025
Jaan's avatar
Jaan

Very straight forward integrity

5
Very straight forward honest and straightforward banking Reviewed on: 22nd March 2025
John Davies's avatar
John Davies

very good bank & easy to deal with

5
very good bank & easy to deal with Reviewed on: 22nd March 2025
David 's avatar
David

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