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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
93% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Competitive rate and easy application

5
Competitive rate and easy application Reviewed on: 11th April 2025

Staff always very friendly and helpful

5
Staff always very friendly and helpful nothing is too much trouble. Reviewed on: 11th April 2025

Straightforward.

5
Straightforward web site for application for accounts. Keeps updating as appropriate. Decent interest rates. Have a relatively unusual 4 year savings account. Reviewed on: 11th April 2025

A quick process to open.

5
Simple to set up and manage a 1 year fixed rate savings account , a very good rate. All in all an easy, smooth process. Reviewed on: 11th April 2025

Good rates and reliable service.

5
Good rates and reliable service. Kept informed of future unavailability of app Reviewed on: 11th April 2025

Great service, great product, great price and condit...

5
Great service, great product, great price and conditions Reviewed on: 11th April 2025

All good.

5
All good. Easy to use and good rates Reviewed on: 11th April 2025

Simple, efficient.

5
Simple, efficient. A value-for-money way of looking after money. Reviewed on: 11th April 2025

Only takes a few simple steps to open up a new account.

5
Only takes a few simple steps to open up a new account and all can be done online. RCI's communications are excellent with follow-up emails and confirmations being very prompt. Reviewed on: 11th April 2025

Great for investment and communication

5
Great for investment and communication Reviewed on: 11th April 2025

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