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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

93% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Good experience with RCi

My experience with RCi couldn't be better. The clear and user-friendly web site has meant that I have a clear idea of how my investment is doing - thank you. Reviewed on: 12th April 2025

Easy, secure online saving

No experience with customer service so unable to comment. Interest rates are not as favourable as they were. Reviewed on: 12th April 2025

25 years with RCI

I have been with RCI for over 25 years using their Fixed Savings Bonds.. Various terms to suit my future cash flow, home holidays car. The interest rates have been always up with the best at the end of the term - I Just transfer to a new term. No problem and no worry. Reviewed on: 12th April 2025

Easy to open, easy to deposit and remove money all w...

Easy to open, easy to deposit and remove money all with good rates Reviewed on: 12th April 2025

I've been a customer of RCI bank's for several years...

I've been a customer of RCI bank's for several years and always found the staff helpful, knowledgeable and courteous, finding solutions promptly. Their products are competitive and straightforward - no hidden quirks or unpleasant surprises - with a little reward for fixed bond loyalty. Reviewed on: 12th April 2025

very good customer service and easy websites

very good customer service and easy websites Reviewed on: 12th April 2025

Easy to bank, great interest rates.

Easy to open both a savings and fixed savings account. Some issue with transferring money initially which was quickly sorted by the team. Reviewed on: 12th April 2025

Very easy to set up the savings account and easy...

Very easy to set up the savings account and easy to use Reviewed on: 12th April 2025

Long Standing Customer

Having been a customer for a few years I have found that RCI Bank have been very courteous and professional with my account and would recommend anyone to invest with them. Reviewed on: 12th April 2025

Great interest rates

Very happy with customer service and products. Reviewed on: 12th April 2025

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